First Pace Credit Union
Verified rate book
Current First Pace Credit Union rates
14 published offers verified as of August 3, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loanauto_new_84mo | 4.740% APR | 4.740% | 84 mo · new | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 4.740% APR | 4.740% | 72 mo · used | Standard |
| Used Recreational Collateralpowersports_used | 5.990% APR | 5.990% | used | Standard |
| New Recreational Collateralpowersports_new | 5.990% APR | 5.990% | new | Standard |
| Recreational Collateral (Boats, Campers, Motor homes)powersports_any_144mo | 5.990% APR | 5.990% | 144 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 6.490% APR | 6.490% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 72-Month Share-Secured Loanpersonal_secured_72mo | 4.740% APR | 4.740% | 72 mo | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 10.500% APR | 10.500% | 60 mo | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas Club Accountsavings | 2.00% APY | 2.00% | — | Standard |
| 6-Month Certificateshare_certificate_6mo | 2.00% APY | 2.00% | 6 mo | Standard |
| Youth Certificate of Depositcd_3mo | 2.00% APY | 2.00% | 3 mo | Standard |
| Youth Certificate of Depositcd_6mo | 2.25% APY | 2.25% | 6 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 2.50% APY | 2.50% | 12 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 2.75% APY | 2.75% | 24 mo | Standard |
Vehicle loans available from 4.74% APR for 84 months. HELOC rates from 6.49% APR. Personal loan rates from 4.74% APR. Savings and certificate yields up to 2.75% APY.
Source: RateAPI.dev, verified from First Pace Credit Union's official website
Loading branch locator…
About First Pace Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 885
- Assets
- $8.8M
- Founded
- 1963
- Locations reported
- 3
- NCUA charter
- 64089
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Pace Credit Union
Membership eligibility from First Pace Credit Union's own published criteria. How we verify this.
Membership via the USW Union
- AssociationUSW Union
Verified from First Pace Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First Pace Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Pace Credit Union ranks against Minnesota peers.
Frequently Asked Questions
What rates does First Pace Credit Union offer?
First Pace Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are First Pace Credit Union rates updated?
RateAPI verifies First Pace Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get First Pace Credit Union's rate data?
Rate data is collected directly from First Pace Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are First Pace Credit Union's auto & powersports loan rates?
As of August 3, 2026, First Pace Credit Union offers vehicle loans from 4.74% APR.
What is First Pace Credit Union's HELOC rate?
As of August 3, 2026, First Pace Credit Union offers home equity lines of credit from 6.49% APR.
What is First Pace Credit Union's personal loan rate?
As of August 3, 2026, First Pace Credit Union offers personal loans from 4.74% APR.
What is First Pace Credit Union's best CD rate?
As of August 3, 2026, First Pace Credit Union offers savings and certificate (CD) yields up to 2.75% APY.
Related Rate Data
Compare First Pace Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack First Pace Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Minnesota credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for First Pace Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/first-pace" \
-H "Authorization: Bearer YOUR_API_KEY"