MY Credit Union
Verified rate book
Current MY Credit Union rates
7 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| Recreational Loanpowersports | 5.990% APR | 5.990% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.500% APR | 3.500% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 12.990% APR | 12.990% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Rewards Visa Credit Cardcredit_card_rewards | 9.900% APR | 9.900% | — | Standard |
| Signature Rewards Visa Credit Cardcredit_card_rewards | 10.990% APR | 10.990% | — | Standard |
| Classic Rewards Visa Credit Cardcredit_card_rewards | 12.990% APR | 12.990% | — | Standard |
Vehicle loans available from 4.49% APR. Personal loan rates from 3.5% APR. Credit card rates from 9.9% APR.
Source: RateAPI.dev, verified from MY Credit Union's official website
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About MY Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 22.3K
- Assets
- $371.3M
- Founded
- 1957
- Locations reported
- 4
- NCUA charter
- 60125
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join MY Credit Union
Membership eligibility from MY Credit Union's own published criteria. How we verify this.
Membership via the National Cosmetology Association of Minnesota +2 more
- LocationHennepin
- AssociationNational Cosmetology Association of Minnesota, Bloomington Crime Prevention Association, MY CREDIT UNION Community Foundation
Verified from MY Credit Union's membership page. Final membership determination is always made by the credit union.
Work at MY Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where MY Credit Union ranks against Minnesota peers.
Frequently Asked Questions
What rates does MY Credit Union offer?
MY Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are MY Credit Union rates updated?
RateAPI verifies MY Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get MY Credit Union's rate data?
Rate data is collected directly from MY Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are MY Credit Union's auto & powersports loan rates?
As of August 4, 2026, MY Credit Union offers vehicle loans from 4.49% APR.
What is MY Credit Union's personal loan rate?
As of August 4, 2026, MY Credit Union offers personal loans from 3.5% APR.
Related Rate Data
Compare MY Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack MY Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for MY Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/my" \
-H "Authorization: Bearer YOUR_API_KEY"