South Metro Credit Union
Verified rate book
Current South Metro Credit Union rates
4 published offers verified as of July 31, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.740% APR | 4.740% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 11.790% APR | 11.790% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 10.650% APR | 10.650% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 7-Month Certificatecd_7mo | 3.85% APY | 3.85% | 7 mo | Standard |
Auto loans available from 4.74% APR. Personal loan rates from 11.79% APR. Credit card rates from 10.65% APR. Savings and certificate yields up to 3.85% APY.
Source: RateAPI.dev, verified from South Metro Credit Union's official website
Loading branch locator…
About South Metro Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.1K
- Assets
- $183.4M
- Founded
- 1993
- Locations reported
- 2
- NCUA charter
- 24482
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join South Metro Credit Union
Membership eligibility from South Metro Credit Union's own published criteria. How we verify this.
Membership criteria are published on South Metro Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationScott — MN
Verified from South Metro Credit Union's membership page. Final membership determination is always made by the credit union.
Work at South Metro Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where South Metro Credit Union ranks against Minnesota peers.
Frequently Asked Questions
What rates does South Metro Credit Union offer?
South Metro Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified July 31, 2026 directly from the credit union's official website.
How often are South Metro Credit Union rates updated?
RateAPI verifies South Metro Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 31, 2026.
Where does RateAPI get South Metro Credit Union's rate data?
Rate data is collected directly from South Metro Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are South Metro Credit Union's auto loan rates?
As of July 31, 2026, South Metro Credit Union offers auto loans from 4.74% APR.
What is South Metro Credit Union's personal loan rate?
As of July 31, 2026, South Metro Credit Union offers personal loans from 11.79% APR.
What is South Metro Credit Union's best CD rate?
As of July 31, 2026, South Metro Credit Union offers savings and certificate (CD) yields up to 3.85% APY.
Related Rate Data
Compare South Metro Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack South Metro Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Minnesota credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for South Metro Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/south-metro" \
-H "Authorization: Bearer YOUR_API_KEY"