Genisys Credit Union

Auburn Hills, Michigan
Last verified: August 4, 2026
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Verified rate book

Current Genisys Credit Union rates

81 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

27 offers
Genisys Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loan Rates & Used Auto Loan Rates (By Model Year) (up to 36 months)auto_any_36mo3.790% APR3.790%36 mo · anyStandard
New Auto Loan Rates & Used Auto Loan Rates (By Model Year) (2023 and newer)auto_any3.790% APR3.790%anyStandard
New Auto Loan Rates & Used Auto Loan Rates (By Model Year) (up to 60 months)auto_any_60mo4.740% APR4.740%60 mo · anyStandard
New Auto Loan Rates & Used Auto Loan Rates (By Model Year) (up to 75 months)auto_any_75mo5.240% APR5.240%75 mo · anyStandard
New Auto Loan Rates & Used Auto Loan Rates (By Model Year) (2018-2022)auto_any5.490% APR5.490%anyStandard
New Auto Loan Rates & Used Auto Loan Rates (By Model Year) (up to 87 months**)auto_any_87mo5.490% APR5.490%87 mo · anyStandard
New Auto Loan Rates & Used Auto Loan Rates (By Model Year) (73-84 months***)auto_any_84mo5.490% APR5.490%84 mo · anyStandard
New Auto Loan Rates & Used Auto Loan Rates (By Model Year) (up to 72 months)auto_any_72mo5.490% APR5.490%72 mo · anyStandard
New Auto Loan Rates & Used Auto Loan Rates (By Model Year) (2018-2022)auto_any_72mo5.490% APR5.490%72 mo · anyStandard
Recreational Vehicle/Boats (109-144 Months)rv_any_144mo5.990% APR5.990%144 moStandard
Auto Loans (2023 - newer)auto_any_60mo5.990% APR5.990%60 moStandard
Recreational Vehicle/Boats (120 Months)rv_any_120mo5.990% APR5.990%120 moStandard
Recreational Vehicle/Boats (96 Months)rv_any_96mo5.990% APR5.990%96 moStandard
60-Month Auto Loan (2023 and Newer)auto_any_60mo5.990% APR5.990%60 moStandard
Recreational Vehicle/Boats (84 Months)rv_any_84mo5.990% APR5.990%84 moStandard
New Auto Loan Rates & Used Auto Loan Rates (By Model Year) (2015-2017)auto_any6.240% APR6.240%anyStandard
New Auto Loan Rates & Used Auto Loan Rates (By Model Year) (2015-2017)auto_any_60mo6.240% APR6.240%60 mo · anyStandard
Recreational Vehicle/Boats (181-240 Months)rv_any_240mo6.490% APR6.490%240 moStandard
Auto Loans (61-72 Months)auto_any_72mo6.490% APR6.490%72 moStandard
Auto Loans (2023 - newer)auto_any_72mo6.490% APR6.490%72 moStandard
60-Month Auto Loan (2018–2022)auto_any_60mo6.740% APR6.740%60 moStandard
New Auto Loan Rates & Used Auto Loan Rates (By Model Year) (2014 & older)auto_any6.740% APR6.740%anyStandard
84-Month Auto Loan (2023 and Newer)auto_any_84mo6.740% APR6.740%84 moStandard
Auto Loans (2023 - newer)auto_any_84mo6.740% APR6.740%84 moStandard
New Auto Loan Rates & Used Auto Loan Rates (By Model Year) (2014 & older)auto_any_60mo6.740% APR6.740%60 mo · anyStandard
Recreational Vehicle/Boats (145-180 Months)rv_any_180mo6.990% APR6.990%180 moStandard
Auto Loans (2017 - older)auto_used_60mo7.990% APR7.990%60 mo · usedStandard

HELOC rates

2 offers
Genisys Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 5-Year Home Equity Loan (Fixed)heloc_fixed6.260% APR6.260%—Standard
Up to 10-Year Home Equity Loan (Fixed)heloc_fixed6.760% APR6.760%—Standard

Personal loan rates

3 offers
Genisys Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Summer Loan (Summer Loan)personal8.740% APR8.740%—Standard
Current Personal Loan Rates ($500 - $50,000)personal_unsecured10.240% APR10.240%—Standard
Up to 72-Month Unsecured Personal Loanpersonal_unsecured_72mo10.240% APR10.240%72 moStandard

Savings & CD rates

49 offers
Genisys Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Business High Yield Savings Account ($0-24,999)savings0.10% APY0.10%—Standard
$100 - $9,999savings1.30% APY1.30%—Standard
$2,500 - $9,999savings1.30% APY1.30%—Standard
$10,000 - $24,999savings1.50% APY1.50%—Standard
$25,000 - $49,999savings1.70% APY1.70%—Standard
$50,000 - $74,999savings1.75% APY1.75%—Standard
$75,000 - $99,999savings1.95% APY1.95%—Standard
$100,000 - $249,999savings2.15% APY2.15%—Standard
$250,000 And Oversavings2.35% APY2.35%—Standard
$250,000 - $499,999.99savings2.40% APY2.40%—Standard
$500,000 - $749,999.99savings2.60% APY2.60%—Standard
$750,000 -$999,999.99savings2.80% APY2.80%—Standard
Business High Yield Savings Account ($25,000-99,000)savings3.00% APY3.00%—Standard
$1,000,000 And Oversavings3.00% APY3.00%—Standard
6-Month Certificate ($500+)cd_6mo3.41% APY3.41%6 moStandard
6-Month IRA Certificate ($500+)ira_cd_6mo3.41% APY3.41%6 moStandard
Jumbo and Jumbo IRA Certificates $100,000 and Above (6 Months)ira_cd_6mo3.42% APY3.42%6 moStandard
Business High Yield Savings Account ($100,000 +)savings3.75% APY3.75%—Standard
24-Month IRA Certificate ($500+)ira_cd_24mo3.79% APY3.79%24 moStandard
Jumbo and Jumbo IRA Certificates $100,000 and Above (2 Years)ira_cd_24mo3.79% APY3.79%24 moStandard
24-Month Certificate ($500+)cd_24mo3.79% APY3.79%24 moStandard
12-Month Certificate ($500+)cd_12mo3.80% APY3.80%12 moStandard
Jumbo and Jumbo IRA Certificates $100,000 and Above (1 Year)ira_cd_12mo3.80% APY3.80%12 moStandard
12-Month IRA Certificate ($500+)ira_cd_12mo3.80% APY3.80%12 moStandard
Certificate Specials (14 Month Flex CD 1)cd_14mo3.84% APY3.84%14 moStandard
1 Year Youth Flex Certificate 2 $20,000 Max Balancecd_12mo3.94% APY3.94%12 moEligibility restricted
Jumbo and Jumbo IRA Certificates $100,000 and Above (18 Months)ira_cd_18mo3.95% APY3.95%18 moStandard
18-Month IRA Certificate ($500+)ira_cd_18mo3.96% APY3.96%18 moStandard
18-Month Certificate ($500+)cd_18mo3.96% APY3.96%18 moStandard
Open for Your Chance to Win $500 * (youth Flex CD)cd4.00% APY4.00%—Eligibility restricted
Jumbo and Jumbo IRA Certificates $100,000 and Above (3 Years)ira_cd_36mo4.00% APY4.00%36 moStandard
36-Month IRA Certificate ($500+)ira_cd_36mo4.01% APY4.01%36 moStandard
36-Month Certificate ($500+)cd_36mo4.01% APY4.01%36 moStandard
Jumbo and Jumbo IRA Certificates $100,000 and Above (5 Years)ira_cd_60mo4.02% APY4.02%60 moStandard
Jumbo and Jumbo IRA Certificates $100,000 and Above (4 Years)ira_cd_48mo4.03% APY4.03%48 moStandard
60-Month Certificate ($500+)cd_60mo4.03% APY4.03%60 moStandard
60-Month IRA Certificate ($500+)ira_cd_60mo4.03% APY4.03%60 moStandard
48-Month IRA Certificate ($500+)ira_cd_48mo4.04% APY4.04%48 moStandard
48-Month Certificate ($500+)cd_48mo4.04% APY4.04%48 moStandard
13-Month IRA Certificateira_cd_13mo4.05% APY4.05%13 moStandard
13-Month Certificatecd_13mo4.05% APY4.05%13 moStandard
19-Month Certificatecd_19mo4.15% APY4.15%19 moStandard
19-Month IRA Certificateira_cd_19mo4.15% APY4.15%19 moStandard
7-Month Certificatecd_7mo4.23% APY4.23%7 moStandard
25-Month Certificatecd_25mo4.35% APY4.35%25 moStandard
25-Month IRA Certificateira_cd_25mo4.35% APY4.35%25 moStandard
Open for Your Chance to Win $500 * (high-yield Savings)savings6.00% APY6.00%—Standard
Genius High Yield Checkingsavings6.55% APY6.55%—Standard
Open for Your Chance to Win $500 * (Genius Checking)savings6.75% APY6.75%—Standard

Vehicle loans available from 3.79% APR for 36 months. HELOC rates from 6.26% APR. Personal loan rates from 8.74% APR. Savings and certificate yields up to 6.75% APY.

Source: RateAPI.dev, verified from Genisys Credit Union's official website

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About Genisys Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
293.7K
Assets
$6.4B
Founded
1964
Locations reported
33
NCUA charter
68536
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Cornerstone Community FinancialAuburn Hills · Auburn Hills · MI · 48326Branch in the same ZIPLake TrustAuburn Hills Branch · Auburn Hills · MI · 48326-2383Branch in the same ZIPMichigan State UniversityOUCU - Auburn Hills Regional Office · Auburn Hills · MI · 48326Branch in the same ZIPMichigan UnitedAuburn Hills · Auburn Hills · MI · 48326Branch in the same ZIPPardaPARDA Federal Credit Union · Auburn Hills · MI · 48326-2580Branch in the same ZIPChief FinancialPontiac Branch · Pontiac · MI · 48340-2918About 2.5 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Genisys Credit Union

Membership eligibility from Genisys Credit Union's own published criteria. How we verify this.

Membership criteria are published on Genisys Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Genisys Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Genisys Credit Union offer?

Genisys Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Genisys Credit Union rates updated?

RateAPI verifies Genisys Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Genisys Credit Union's rate data?

Rate data is collected directly from Genisys Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Genisys Credit Union's auto & rv loan rates?

As of August 4, 2026, Genisys Credit Union offers vehicle loans from 3.79% APR.

What is Genisys Credit Union's HELOC rate?

As of August 4, 2026, Genisys Credit Union offers home equity lines of credit from 6.26% APR.

What is Genisys Credit Union's personal loan rate?

As of August 4, 2026, Genisys Credit Union offers personal loans from 8.74% APR.

What is Genisys Credit Union's best CD rate?

As of August 4, 2026, Genisys Credit Union offers savings and certificate (CD) yields up to 6.75% APY.

Related Rate Data

Compare Genisys Credit Union's rates against national credit-union benchmarks.

More Michigan credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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