Sharepoint Credit Union

Bloomington, Minnesota
Last verified: August 4, 2026
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Verified rate book

Current Sharepoint Credit Union rates

62 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

7 offers
Sharepoint Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VA IRRRL 30-Year Fixed30 year fixed6.375% APR6.375%—Standard
30-Year Fixed30 year fixed6.875% APR6.875%—Standard
15-Year Fixed15 year fixed6.375% APR6.375%—Standard
Freedom Mortgage (Eight years or less)other5.990% APR5.990%—Standard
Freedom Mortgageother5.990% APR5.990%—Standard
Freedom Mortgage (9-12 years)other6.240% APR6.240%—Standard
30-Year Fixed, Refinance30 year fixed7.000% APR7.000%—Standard

Auto & vehicle rates

12 offers
Sharepoint Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.740% APR4.740%—Standard
Auto Loans (1-48 Months)auto_any_48mo4.740% APR4.740%48 moStandard
Auto Loans (49-65 Months)auto_any_65mo4.740% APR4.740%65 moStandard
Auto Loans (66-72 Months)auto_any_72mo5.240% APR5.240%72 moStandard
Auto Loans (73-84 Months)auto_any_84mo5.740% APR5.740%84 moStandard
60-Month Boat Loanboat_any_60mo5.990% APR5.990%60 moStandard
120-Month Boat Loanboat_any_120mo6.490% APR6.490%120 moStandard
Recreational Loanpowersports6.740% APR6.740%—Standard
Recreational Loans (60 months)powersports_any_60mo6.740% APR6.740%60 moStandard
180-Month Boat Loanboat_any_180mo6.990% APR6.990%180 moStandard
Recreational Loans (48 months)powersports_any_48mo7.240% APR7.240%48 moStandard
Recreational Loans (120 months)powersports_any_120mo7.240% APR7.240%120 moStandard

HELOC rates

6 offers
Sharepoint Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Up to 80% Loan to Value)heloc_fixed5.990% APR5.990%—Standard
HE Loanheloc5.990% APR5.990%—Standard
HELOC (80% Loan to Value)heloc_variable6.750% APR6.750%—Standard
Home Equity Loan (Over 80% Loan to Value)heloc_fixed7.490% APR7.490%—Standard
Home Equity Loan (Over 80% Loan to Value)*heloc_fixed8.240% APR8.240%—Standard
HELOC (90% Loan to Value)heloc_variable9.750% APR9.750%—Standard

Personal loan rates

5 offers
Sharepoint Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Share-Secured Loanpersonal_secured_60mo3.000% APR3.000%60 moStandard
Secured Personal Loanpersonal_secured11.490% APR11.490%—Standard
Unsecured (No Collateral)personal_unsecured_60mo11.490% APR11.490%60 moStandard
Unsecured Personal Loanpersonal_unsecured11.490% APR11.490%—Standard
Reserve Line of Credit¹ploc_variable13.500% APR13.500%—Standard

Credit card rates

3 offers
Sharepoint Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
SharePoint Platinumcredit_card_platinum11.650% APR11.650%—Standard
SharePoint Pinnaclecredit_card11.650% APR11.650%—Standard
SharePoint Classiccredit_card15.650% APR15.650%—Standard

Savings & CD rates

29 offers
Sharepoint Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secondary Savingssavings0.09% APY0.09%—Standard
Primary Savings: $5.00 and Abovesavings0.09% APY0.09%—Standard
Choice Plus Checking 2savings0.10% APY0.10%—Standard
IRAira0.39% APY0.39%—Standard
Money Market (Up to $4,999.99)money_market0.74% APY0.74%—Standard
Money Market - Daily balance of $5,000 - $24,999.99money_market0.74% APY0.74%—Standard
Investors Silver Checking 3 balance of $100,000.01 - $250.000.00savings0.75% APY0.75%—Standard
Money Marketmoney_market0.75% APY0.75%—Standard
Money Market - Daily balance of $50,000 - $99,999.99money_market0.79% APY0.79%—Standard
Money Market - Daily balance of $25,000 - $49,999.99money_market0.79% APY0.79%—Standard
Money Market - Daily balance of $100,000 - $249,999.99money_market0.89% APY0.89%—Standard
Money Market ($250,000+)money_market0.99% APY0.99%—Standard
Investors Gold Checking 3 balance of $100,000.01 - $250.000.00savings1.00% APY1.00%—Standard
Premier Rate Checking - Ongoingsavings1.00% APY1.00%—Standard
Investors Silver Checking 3 balance up to $100,000.00savings1.75% APY1.75%—Standard
Investors Gold Checking 3 balance up to $100,000.00savings2.00% APY2.00%—Standard
6-Month Certificateshare_certificate_6mo2.00% APY1.98%6 moStandard
12-Month Certificateshare_certificate_12mo2.25% APY2.23%12 moStandard
11 Month Flex Certificatecd_11mo3.30% APY3.25%11 moStandard
36-Month Certificateshare_certificate_36mo3.60% APY3.55%36 moStandard
18-Month Certificateshare_certificate_18mo3.60% APY3.55%18 moStandard
24-Month Certificateshare_certificate_24mo3.60% APY3.55%24 moStandard
48-Month Certificateshare_certificate_48mo3.60% APY3.55%48 moStandard
60-Month Certificateshare_certificate_60mo3.60% APY3.55%60 moStandard
Refer a Friendsavings4.00% APY4.00%—Standard
13-Month Certificateshare_certificate_13mo4.00% APY3.94%13 moStandard
Premier Rate Checking - Introductorysavings5.00% APY5.00%—Introductory offer
eSavings 1 - Ongoing Rateother0.10% APY0.10%—Standard
eSavings 1 - Introductory Rateother3.00% APY3.00%—Introductory offer

As of August 4, 2026, Sharepoint Credit Union offers a 30-year fixed mortgage at 6.375% APR. Vehicle loans available from 4.74% APR. HELOC rates from 5.99% APR. Personal loan rates from 3% APR. Credit card rates from 11.65% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Sharepoint Credit Union's official website

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About Sharepoint Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
20.7K
Assets
$368.2M
Founded
1933
Locations reported
7
NCUA charter
63098
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

MYBloomington · Bloomington · MN · 55437Branch in the same ZIPBuilding TradesBuilding Trades CU - Bloomington · Bloomington · MN · 55420About 3.3 miles awayTopline FinancialBloomington · Bloomington · MN · 55420-1020About 3.3 miles awayToro EmployeesToro Employees Federal Credit Union · Bloomington · MN · 55420About 3.3 miles awayEntEdina · Edina · MN · 55435About 3.5 miles awayRoyalEdina Office · Edina · MN · 55435About 3.5 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Sharepoint Credit Union

Membership eligibility from Sharepoint Credit Union's own published criteria. How we verify this.

Membership criteria are published on Sharepoint Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Sharepoint Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Sharepoint Credit Union?

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Frequently Asked Questions

What rates does Sharepoint Credit Union offer?

Sharepoint Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Sharepoint Credit Union rates updated?

RateAPI verifies Sharepoint Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Sharepoint Credit Union's rate data?

Rate data is collected directly from Sharepoint Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Sharepoint Credit Union's mortgage rate?

As of August 4, 2026, Sharepoint Credit Union offers a 30-year fixed mortgage at 6.375% APR.

What are Sharepoint Credit Union's auto, boat & powersports loan rates?

As of August 4, 2026, Sharepoint Credit Union offers vehicle loans from 4.74% APR.

What is Sharepoint Credit Union's HELOC rate?

As of August 4, 2026, Sharepoint Credit Union offers home equity lines of credit from 5.99% APR.

What is Sharepoint Credit Union's personal loan rate?

As of August 4, 2026, Sharepoint Credit Union offers personal loans from 3% APR.

What is Sharepoint Credit Union's best CD rate?

As of August 4, 2026, Sharepoint Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Sharepoint Credit Union's rates against national credit-union benchmarks.

More Minnesota credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Sharepoint Credit Union rates

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Access this data programmatically with our REST API

terminal
# Get rates for Sharepoint Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/sharepoint" \
  -H "Authorization: Bearer YOUR_API_KEY"
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