Minnesota Valley Credit Union
Verified rate book
Current Minnesota Valley Credit Union rates
17 published offers verified as of August 3, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Advanced Mortgage Calculatorother | 5.000% APR | 5.000% | — | Standard |
| Simple Mortgage Calculatorother | 5.000% APR | 5.000% | — | Standard |
| Mortgageother | 5.000% APR | 5.000% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 3.990% APR | 3.990% | — | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Primary Share, Money Market or CD Securedpersonal_secured | 3.500% APR | 3.500% | — | Standard |
| Payday Loan Alternativepersonal | 4.990% APR | 4.990% | — | Standard |
| Credit Builder Loanpersonal | 6.000% APR | 6.000% | — | Standard |
| Signature Loanpersonal_unsecured | 9.740% APR | 9.740% | — | Standard |
| Personal Line of Creditploc_variable | 12.900% APR | 12.900% | — | Standard |
| Fast Cash Loanpersonal_unsecured_6mo | 18.000% APR | 18.000% | 6 mo | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Market Savings (S6)money_market | 0.30% APY | 0.30% | — | Standard |
| Kids Club (S15, S18, S19)savings | 0.30% APY | 0.30% | — | Standard |
| Share Savings (S1)***share_savings | 0.30% APY | 0.30% | — | Standard |
| Special Savings (S2)***savings | 0.30% APY | 0.30% | — | Standard |
| Vacation Club (S14)savings | 0.75% APY | 0.75% | — | Standard |
| Health Savings Account (S16)savings | 0.75% APY | 0.75% | — | Standard |
| Kids Club (S15, S18, S19)savings | 3.04% APY | 3.00% | — | Standard |
As of August 3, 2026, Minnesota Valley Credit Union offers mortgage rates from 5% APR. HELOC rates from 3.99% APR. Personal loan rates from 3.5% APR. Savings and certificate yields up to 3.04% APY.
Source: RateAPI.dev, verified from Minnesota Valley Credit Union's official website
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About Minnesota Valley Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 18.5K
- Assets
- $333.9M
- Founded
- 1934
- Locations reported
- 3
- NCUA charter
- 19440
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Minnesota Valley Credit Union
Membership eligibility from Minnesota Valley Credit Union's own published criteria. How we verify this.
Community charter: live/work in Blue Earth, Nicollet, Le Sueur +3 more
- LocationBlue Earth, Nicollet, Le Sueur, Waseca, Brown, Watonwan
Verified from Minnesota Valley Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Minnesota Valley Credit Union?
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Frequently Asked Questions
What rates does Minnesota Valley Credit Union offer?
Minnesota Valley Credit Union currently offers mortgage, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Minnesota Valley Credit Union rates updated?
RateAPI verifies Minnesota Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Minnesota Valley Credit Union's rate data?
Rate data is collected directly from Minnesota Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Minnesota Valley Credit Union's mortgage rate?
As of August 3, 2026, Minnesota Valley Credit Union offers mortgage rates from 5% APR.
What is Minnesota Valley Credit Union's HELOC rate?
As of August 3, 2026, Minnesota Valley Credit Union offers home equity lines of credit from 3.99% APR.
What is Minnesota Valley Credit Union's personal loan rate?
As of August 3, 2026, Minnesota Valley Credit Union offers personal loans from 3.5% APR.
What is Minnesota Valley Credit Union's best CD rate?
As of August 3, 2026, Minnesota Valley Credit Union offers savings and certificate (CD) yields up to 3.04% APY.
Related Rate Data
Compare Minnesota Valley Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Minnesota Valley Credit Union rates
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# Get rates for Minnesota Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/minnesota-valley" \
-H "Authorization: Bearer YOUR_API_KEY"