Heartland Credit Union

Inver Grove Hei, Minnesota
Last verified: August 4, 2026
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Verified rate book

Current Heartland Credit Union rates

16 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

16 offers
Heartland Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.758% APR6.750%—Standard
30-Year Fixed30 year fixed6.759% APR6.750%—Standard
30-Year Fixed30 year fixed6.763% APR6.750%—Standard
30-Year Fixed30 year fixed6.875% APR6.875%—Standard
15-Year Fixed15 year fixed6.128% APR6.125%—Standard
15-Year Fixed15 year fixed6.131% APR6.125%—Standard
15-Year Fixed15 year fixed6.138% APR6.125%—Standard
15-Year Fixed15 year fixed6.250% APR6.250%—Standard
15-Year Fixed15 year fixed6.255% APR6.250%—Standard
10-Year Fixed10 year fixed6.128% APR6.125%—Standard
10-Year Fixed10 year fixed6.250% APR6.250%—Standard
20-Year Fixed20 year fixed6.514% APR6.500%—Standard
20-Year Fixed20 year fixed6.514% APR6.500%—Standard
20-Year Fixed20 year fixed6.523% APR6.500%—Standard
20-Year Fixed20 year fixed6.625% APR6.625%—Standard
Agency 25 Year Fixedother6.875% APR6.875%—Standard

As of August 4, 2026, Heartland Credit Union offers a 30-year fixed mortgage at 6.758% APR (0.08700001 points).

Source: RateAPI.dev, verified from Heartland Credit Union's official website

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About Heartland Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
10.5K
Assets
$176.4M
Founded
1939
Locations reported
4
NCUA charter
64168
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

First PaceHeartland Credit Union · Inver Grove Heights · MN · 55077Branch in the same ZIPIdealInver Grove Heights · Inver Grove Heights · MN · 55077-2610Branch in the same ZIPMYInver Grove Heights · Inver Grove Heights · MN · 55076About 2.4 miles awayRoyalInver Grove Heights Office · Inver Grove Heights · MN · 55076About 2.4 miles awayBlazeEagan · Eagan · MN · 55123-1067About 3.2 miles awayAssociated HealthcareBluestone Office · Eagan · MN · 55121About 4.5 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Heartland Credit Union

Membership eligibility from Heartland Credit Union's own published criteria. How we verify this.

Membership via employers (CHS Inc. +12 more)

  • LocationDakota, Scott, Rice, Le Sueur, Carver, McLeod, Hennepin, Ramsey, Washington, Anoka, Chisago
  • EmployerCHS Inc., 3M, Chart Industries, Cofina Financial, LLC, Farmers Union Business and Educational Activities of Minnesota, Genex Cooperative, Hennen & Associates, Land O’Lakes, Inc., Solventum, North American Trailer Services, LTD, Roadware Inc., Scott Equipment, TEMCO

Cost to join: About $5.

Verified from Heartland Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Heartland Credit Union?

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Frequently Asked Questions

What rates does Heartland Credit Union offer?

Heartland Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Heartland Credit Union rates updated?

RateAPI verifies Heartland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Heartland Credit Union's rate data?

Rate data is collected directly from Heartland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Heartland Credit Union's mortgage rate?

As of August 4, 2026, Heartland Credit Union offers a 30-year fixed mortgage at 6.758% APR.

Related Rate Data

Compare Heartland Credit Union's rates against national credit-union benchmarks.

More Minnesota credit unionsMortgage rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Heartland Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/heartland" \
  -H "Authorization: Bearer YOUR_API_KEY"
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