Federated Employees Credit Union

Owatonna, Minnesota
Last verified: August 4, 2026
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Verified rate book

Current Federated Employees Credit Union rates

16 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

16 offers
Federated Employees Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.758% APR6.750%—Standard
30-Year Fixed30 year fixed6.759% APR6.750%—Standard
30-Year Fixed30 year fixed6.763% APR6.750%—Standard
30-Year Fixed30 year fixed6.875% APR6.875%—Standard
15-Year Fixed15 year fixed6.128% APR6.125%—Standard
15-Year Fixed15 year fixed6.131% APR6.125%—Standard
15-Year Fixed15 year fixed6.138% APR6.125%—Standard
15-Year Fixed15 year fixed6.250% APR6.250%—Standard
15-Year Fixed15 year fixed6.255% APR6.250%—Standard
10-Year Fixed10 year fixed6.128% APR6.125%—Standard
10-Year Fixed10 year fixed6.250% APR6.250%—Standard
20-Year Fixed20 year fixed6.514% APR6.500%—Standard
20-Year Fixed20 year fixed6.514% APR6.500%—Standard
20-Year Fixed20 year fixed6.523% APR6.500%—Standard
20-Year Fixed20 year fixed6.625% APR6.625%—Standard
Agency 25 Year Fixedother6.875% APR6.875%—Standard

As of August 4, 2026, Federated Employees Credit Union offers a 30-year fixed mortgage at 6.758% APR (0.08700001 points).

Source: RateAPI.dev, verified from Federated Employees Credit Union's official website

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About Federated Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.9K
Assets
$66.4M
Founded
1934
Locations reported
2
NCUA charter
64703
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Home TownBridge Street · Owatonna · MN · 55060-5003Branch in the same ZIPBlazeWaseca Office · Waseca · MN · 56093About 14.5 miles awayAffinity PlusFaribault · Faribault · MN · 55021-4927About 16.6 miles awayAccentraAccentra CU Kasson · Kasson · MN · 55944-1210About 25.8 miles awayTrades & LaborTRADES & LABOR FCU · ALBERT LEA · MN · 56007-4526About 28.0 miles awayUnited EmployeesUnited Employees Credit Union · Albert Lea · MN · 56007About 28.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Federated Employees Credit Union

Membership eligibility from Federated Employees Credit Union's own published criteria. How we verify this.

Membership via employers (Federated Insurance Companies)

  • EmployerFederated Insurance Companies

Verified from Federated Employees Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Federated Employees Credit Union offer?

Federated Employees Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Federated Employees Credit Union rates updated?

RateAPI verifies Federated Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Federated Employees Credit Union's rate data?

Rate data is collected directly from Federated Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Federated Employees Credit Union's mortgage rate?

As of August 4, 2026, Federated Employees Credit Union offers a 30-year fixed mortgage at 6.758% APR.

Related Rate Data

Compare Federated Employees Credit Union's rates against national credit-union benchmarks.

More Minnesota credit unionsMortgage rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for Federated Employees Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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