Home Town Credit Union
Verified rate book
Current Home Town Credit Union rates
5 published offers verified as of August 3, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Boat & RV Loanboat | 5.990% APR | 5.990% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 4.990% APR | 4.990% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 9.990% APR | 9.990% | 36 mo | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Marketmoney_market | 1.15% APY | 1.15% | — | Standard |
| Certificateshare_certificate | 4.00% APY | 4.00% | — | Standard |
Boat loans available from 5.99% APR. HELOC rates from 4.99% APR. Personal loan rates from 9.99% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Home Town Credit Union's official website
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About Home Town Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 25.6K
- Assets
- $295.6M
- Founded
- 1974
- Locations reported
- 4
- NCUA charter
- 21669
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Home Town Credit Union
Membership eligibility from Home Town Credit Union's own published criteria. How we verify this.
Community charter: live/work in MN
- LocationMN
Verified from Home Town Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Home Town Credit Union?
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Frequently Asked Questions
What rates does Home Town Credit Union offer?
Home Town Credit Union currently offers Boat loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Home Town Credit Union rates updated?
RateAPI verifies Home Town Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Home Town Credit Union's rate data?
Rate data is collected directly from Home Town Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Home Town Credit Union's boat loan rates?
As of August 3, 2026, Home Town Credit Union offers boat loans from 5.99% APR.
What is Home Town Credit Union's HELOC rate?
As of August 3, 2026, Home Town Credit Union offers home equity lines of credit from 4.99% APR.
What is Home Town Credit Union's personal loan rate?
As of August 3, 2026, Home Town Credit Union offers personal loans from 9.99% APR.
What is Home Town Credit Union's best CD rate?
As of August 3, 2026, Home Town Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Home Town Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Home Town Credit Union rates
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Use it via API
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# Get rates for Home Town Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/home-town" \
-H "Authorization: Bearer YOUR_API_KEY"