United Employees Credit Union
Verified rate book
Current United Employees Credit Union rates
14 published offers verified as of August 4, 2026.
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 7-Year Home Equity Loan (Fixed)heloc_fixed | 5.290% APR | 5.290% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 5.390% APR | 5.390% | — | Standard |
| Home Equity Loan (Variable)heloc_variable | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Improvement - (variable)personal | 8.250% APR | 8.250% | — | Standard |
| Signature Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 13.900% APR | 13.900% | — | Standard |
Other rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2 Year Maximum Termother | 4.650% % | 4.650% | — | Standard |
| 3 Year Maximum Termother | 4.650% % | 4.650% | — | Standard |
| 4 Year Maximum Termother | 4.700% % | 4.700% | — | Standard |
| 5 Year Maximum Termother | 4.900% % | 4.900% | — | Standard |
| 6 Year Maximum Termother | 5.200% % | 5.200% | — | Standard |
| 7 Year Maximum Termother | 5.590% % | 5.590% | — | Standard |
| Secured New Advances $3500 - $7499 (up to 48 months)other | 8.990% % | 8.990% | — | Standard |
| Secured-New Advances less than $3500other | 9.990% % | 9.990% | — | Standard |
HELOC rates from 5.29% APR. Personal loan rates from 8.25% APR. Credit card rates from 13.9% APR.
Source: RateAPI.dev, verified from United Employees Credit Union's official website
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About United Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4K
- Assets
- $67.3M
- Founded
- 1932
- Locations reported
- 1
- NCUA charter
- 60263
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join United Employees Credit Union
Membership eligibility from United Employees Credit Union's own published criteria. How we verify this.
Membership via employers (Freeborn Co-op Oil Patrons +22 more)
- LocationFreeborn, Mower
- EmployerFreeborn Co-op Oil Patrons, Woodvale V & VII, Streater Office Employees, Bridon Cordage, Burger King, Kerry Ingredients, Alpha School, Waste Management, Thornecrest Retirement Center, Crossroads Trailer Sales, Albert Lea Electroplating, St. John's Lutheran Home, Four Seasons Specialty Coffees, Vasco Inc., Schweigert Foods, Crest Group Home, Non-licensed Employees of School District #241, The Children's Center, Ring Can Corp., Interstate Motor Trucks, Hayward Cooperative, Alden Cooperative Elevator, Safe Air Repair
Cost to join: About $25.
Verified from United Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at United Employees Credit Union?
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Frequently Asked Questions
What rates does United Employees Credit Union offer?
United Employees Credit Union currently offers HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are United Employees Credit Union rates updated?
RateAPI verifies United Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get United Employees Credit Union's rate data?
Rate data is collected directly from United Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is United Employees Credit Union's HELOC rate?
As of August 4, 2026, United Employees Credit Union offers home equity lines of credit from 5.29% APR.
What is United Employees Credit Union's personal loan rate?
As of August 4, 2026, United Employees Credit Union offers personal loans from 8.25% APR.
Related Rate Data
Compare United Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack United Employees Credit Union rates
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# Get rates for United Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/united-employees" \
-H "Authorization: Bearer YOUR_API_KEY"