Trades & Labor Credit Union
Verified rate book
Current Trades & Labor Credit Union rates
12 published offers verified as of August 3, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Auto Loanauto_any_48mo | 4.990% APR | 4.990% | 48 mo | Standard |
| 60-Month Auto Loanauto_any_60mo | 5.090% APR | 5.090% | 60 mo | Standard |
| 72-Month Auto Loanauto_any_72mo | 5.190% APR | 5.190% | 72 mo | Standard |
| 84-Month Auto Loanauto_any_84mo | 5.290% APR | 5.290% | 84 mo | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
| HELOC (Variable)heloc_variable | 7.000% APR | 7.000% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| OTHER SECURED LOANS - UNTITLED ITEMSpersonal_secured_60mo | 7.090% APR | 7.090% | 60 mo | Standard |
| 12-Month Signature Loanpersonal_unsecured_12mo | 9.990% APR | 9.990% | 12 mo | Standard |
| Overdraft Line of Creditpersonal | 15.000% APR | 15.000% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 7.900% APR | 7.900% | — | Standard |
| VISA (Classic) CREDIT CARDcredit_card | 12.900% APR | 12.900% | — | Standard |
| VISA Classiccredit_card | 12.900% APR | 12.900% | — | Standard |
Auto loans available from 4.99% APR for 48 months. HELOC rates from 6.5% APR. Personal loan rates from 7.09% APR. Credit card rates from 7.9% APR.
Source: RateAPI.dev, verified from Trades & Labor Credit Union's official website
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About Trades & Labor Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.2K
- Assets
- $22.9M
- Founded
- 1958
- Locations reported
- 1
- NCUA charter
- 24674
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Trades & Labor Credit Union
Membership eligibility from Trades & Labor Credit Union's own published criteria. How we verify this.
Membership criteria are published on Trades & Labor Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Trades & Labor Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Trades & Labor Credit Union?
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Frequently Asked Questions
What rates does Trades & Labor Credit Union offer?
Trades & Labor Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Trades & Labor Credit Union rates updated?
RateAPI verifies Trades & Labor Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Trades & Labor Credit Union's rate data?
Rate data is collected directly from Trades & Labor Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Trades & Labor Credit Union's auto loan rates?
As of August 3, 2026, Trades & Labor Credit Union offers auto loans from 4.99% APR.
What is Trades & Labor Credit Union's HELOC rate?
As of August 3, 2026, Trades & Labor Credit Union offers home equity lines of credit from 6.5% APR.
What is Trades & Labor Credit Union's personal loan rate?
As of August 3, 2026, Trades & Labor Credit Union offers personal loans from 7.09% APR.
Related Rate Data
Compare Trades & Labor Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Trades & Labor Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/trades-labor" \
-H "Authorization: Bearer YOUR_API_KEY"