Austin City Employees Credit Union

Austin, Minnesota
Last verified: August 4, 2026
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Verified rate book

Current Austin City Employees Credit Union rates

18 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

8 offers
Austin City Employees Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
3 Years/36 Months/156 Weeksauto_any_36mo5.000% APR5.000%36 moStandard
2 Years/24 Months/104 Weeksauto_any_24mo5.000% APR5.000%24 moStandard
4 Yrs/48 Months/208 Weeksauto_any_48mo5.250% APR5.250%48 moStandard
5 Years/60 Months/260 Weeksauto_any_60mo5.500% APR5.500%60 moStandard
4 Years/48 Months/208 Weeksauto_any_48mo6.000% APR6.000%48 moStandard
6 Years/72 Months/312 Weeksauto_any_72mo6.000% APR6.000%72 moStandard
7 Years/84 Months/364 Weeksauto_any_84mo6.500% APR6.500%84 moStandard
10 Years/120 Months/520 Weeksauto_any_120mo8.000% APR8.000%120 moStandard

Personal loan rates

2 offers
Austin City Employees Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Open End Loanpersonal_unsecured_36mo9.000% APR9.000%36 moStandard
Closed End Loanpersonal_unsecured_36mo12.000% APR12.000%36 moStandard

Savings & CD rates

3 offers
Austin City Employees Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
6-Month Certificateshare_certificate_6mo1.00% APY1.00%6 moStandard
12-Month Certificateshare_certificate_12mo1.50% APY1.50%12 moStandard
24-Month Certificateshare_certificate_24mo2.00% APY2.00%24 moStandard

Other rates

5 offers
Austin City Employees Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
3 Years/36 Months/156 Weeksother6.000% %6.000%Standard
4 Years/48 Months/208 Weeksother6.250% %6.250%Standard
5 Years/60 Months/260 Weeksother7.000% %7.000%Standard
6 Years/72 Months/312 Weeksother7.500% %7.500%Standard
7 Years/84 Months/364 Weeksother8.000% %8.000%Standard

Auto loans available from 5% APR for 36 months. Personal loan rates from 9% APR. Savings and certificate yields up to 2.00% APY.

Source: RateAPI.dev, verified from Austin City Employees Credit Union's official website

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About Austin City Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
777
Assets
$11.5M
Founded
1953
Locations reported
1
NCUA charter
64186
Charter type
Federally insured state-chartered credit union

Services and member support

  • Electronic statements

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Austin City Employees Credit Union

Membership eligibility from Austin City Employees Credit Union's own published criteria. How we verify this.

Membership via employers (City of Austin +2 more)

  • EmployerCity of Austin, Austin Utilities, Austin Public School District #492

Verified from Austin City Employees Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Austin City Employees Credit Union?

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Frequently Asked Questions

What rates does Austin City Employees Credit Union offer?

Austin City Employees Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Austin City Employees Credit Union rates updated?

RateAPI verifies Austin City Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Austin City Employees Credit Union's rate data?

Rate data is collected directly from Austin City Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Austin City Employees Credit Union's auto loan rates?

As of August 4, 2026, Austin City Employees Credit Union offers auto loans from 5% APR.

What is Austin City Employees Credit Union's personal loan rate?

As of August 4, 2026, Austin City Employees Credit Union offers personal loans from 9% APR.

What is Austin City Employees Credit Union's best CD rate?

As of August 4, 2026, Austin City Employees Credit Union offers savings and certificate (CD) yields up to 2.00% APY.

Related Rate Data

Compare Austin City Employees Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Austin City Employees Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Austin City Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/austin-city-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"