First Alliance Credit Union
Verified rate book
Current First Alliance Credit Union rates
12 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Car & Motorcycle Rates (12-36 months)motorcycle_any_36mo | 4.490% APR | 4.490% | 36 mo | Standard |
| Car & Motorcycle Rates (37-60 months)motorcycle_any_60mo | 4.740% APR | 4.740% | 60 mo | Standard |
| Car & Motorcycle Rates (61-75 months)motorcycle_any_75mo | 4.990% APR | 4.990% | 75 mo | Standard |
| Car & Motorcycle Rates (76-84 months)motorcycle_any_84mo | 5.240% APR | 5.240% | 84 mo | Standard |
| Boat & RV Rates (12-36 months)boat_any_36mo | 5.740% APR | 5.740% | 36 mo | Standard |
| Boat & RV Rates (37-60 months)boat_any_60mo | 5.990% APR | 5.990% | 60 mo | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Line of Creditploc_variable | 6.750% APR | 6.750% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| APR* (12-36 months)other | 4.490% % | 4.490% | — | Standard |
| APR* (37-60 months)other | 4.740% % | 4.740% | — | Standard |
| APR* (61-75 months)other | 4.990% % | 4.990% | — | Standard |
Vehicle loans available from 4.49% APR for 36 months. HELOC rates from 5.99% APR. Personal loan rates from 6.75% APR.
Source: RateAPI.dev, verified from First Alliance Credit Union's official website
Loading branch locator…
About First Alliance Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 21.7K
- Assets
- $335M
- Founded
- 1932
- Locations reported
- 5
- NCUA charter
- 62872
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Alliance Credit Union
Membership eligibility from First Alliance Credit Union's own published criteria. How we verify this.
To join: Donate a minimum of $10 to the First Alliance Credit Union Foundation.
- LocationBlue Earth, Dodge, Fillmore, Freeborn, Goodhue, Le Sueur, Mower, Nicollet, Olmsted, Rice, Steele, Wabasha, Waseca, Winona
Cost to join: About $15 (a $10 membership fee plus a $5 minimum deposit).
Verified from First Alliance Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First Alliance Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Alliance Credit Union ranks against Minnesota peers.
Frequently Asked Questions
What rates does First Alliance Credit Union offer?
First Alliance Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are First Alliance Credit Union rates updated?
RateAPI verifies First Alliance Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get First Alliance Credit Union's rate data?
Rate data is collected directly from First Alliance Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are First Alliance Credit Union's boat & motorcycle loan rates?
As of August 4, 2026, First Alliance Credit Union offers vehicle loans from 4.49% APR.
What is First Alliance Credit Union's HELOC rate?
As of August 4, 2026, First Alliance Credit Union offers home equity lines of credit from 5.99% APR.
What is First Alliance Credit Union's personal loan rate?
As of August 4, 2026, First Alliance Credit Union offers personal loans from 6.75% APR.
Related Rate Data
Compare First Alliance Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack First Alliance Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Minnesota credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for First Alliance Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/first-alliance" \
-H "Authorization: Bearer YOUR_API_KEY"