Polish-American Credit Union

Troy, Michigan
Last verified: August 4, 2026
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Verified rate book

Current Polish-American Credit Union rates

4 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Polish-American Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
10-Year Mortgageother6.000% APR6.000%Standard

Auto & vehicle rates

1 offer
Polish-American Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Auto Loanauto_any_48mo3.990% APR3.990%48 moStandard

HELOC rates

2 offers
Polish-American Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable5.250% APR5.250%Standard
Home Equity Loan (Fixed)heloc_fixed5.750% APR5.750%Standard

As of August 4, 2026, Polish-American Credit Union offers mortgage rates from 6% APR. Auto loans available from 3.99% APR for 48 months. HELOC rates from 5.25% APR.

Source: RateAPI.dev, verified from Polish-American Credit Union's official website

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About Polish-American Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
7.4K
Assets
$188.2M
Founded
1976
Locations reported
2
NCUA charter
22280
Charter type
Federal credit union

Services and member support

  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Polish-American Credit Union

Membership eligibility from Polish-American Credit Union's own published criteria. How we verify this.

Membership via the Polish American Congress, Michigan Division +10 more

  • AssociationPolish American Congress, Michigan Division, Polish Scouting Organization, Foundation and Center of the 2nd Polish Corps at Orchard Lake Schools, American Polish Cultural Center, American Polish Engineering Association, Pope John Paul II Society, P.R.C.U.A. No. 1593, American-Polish Century Club, White Eagle Sports Club, National Polish-American Sports Hall of Fame, Polish Century Club of Detroit, Inc., The Polish Mission

Verified from Polish-American Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Polish-American Credit Union offer?

Polish-American Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Polish-American Credit Union rates updated?

RateAPI verifies Polish-American Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Polish-American Credit Union's rate data?

Rate data is collected directly from Polish-American Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Polish-American Credit Union's mortgage rate?

As of August 4, 2026, Polish-American Credit Union offers mortgage rates from 6% APR.

What are Polish-American Credit Union's auto loan rates?

As of August 4, 2026, Polish-American Credit Union offers auto loans from 3.99% APR.

What is Polish-American Credit Union's HELOC rate?

As of August 4, 2026, Polish-American Credit Union offers home equity lines of credit from 5.25% APR.

Related Rate Data

Compare Polish-American Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Polish-American Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/polish-american" \
  -H "Authorization: Bearer YOUR_API_KEY"