Our Credit Union

Royal Oak, Michigan
Last verified: August 4, 2026
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Verified rate book

Current Our Credit Union rates

1 published offer verified as of August 4, 2026.

How we verify rates

Savings & CD rates

1 offer
Our Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Checking Accounts Premium Checking Basic Checking Fresh Start Checking Savings Rates Debit Cards Reorder Checkssavings5.43% APY5.43%Specialty offer

Our Credit Union is a credit union in Michigan. Rate data is being verified.

Source: RateAPI.dev, verified from Our Credit Union's official website

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About Our Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
23.5K
Assets
$369.8M
Founded
1959
Locations reported
6
NCUA charter
62028
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Our Credit Union

Membership eligibility from Our Credit Union's own published criteria. How we verify this.

Community charter: live/work in MI

  • LocationMI

Cost to join: About $5.

Verified from Our Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Our Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Our Credit Union ranks against Michigan peers.

Frequently Asked Questions

What rates does Our Credit Union offer?

Our Credit Union is a credit union in Michigan. Rate data is currently being verified.

How often are Our Credit Union rates updated?

RateAPI verifies Our Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Our Credit Union's rate data?

Rate data is collected directly from Our Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

Related Rate Data

Compare Our Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Our Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Our Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/our" \
  -H "Authorization: Bearer YOUR_API_KEY"