Chief Financial Credit Union

Rochester Hills, Michigan
Last verified: August 4, 2026
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Verified rate book

Current Chief Financial Credit Union rates

8 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

5 offers
Chief Financial Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.785% APR6.625%Standard
15-Year Fixed15 year fixed6.210% APR6.000%Standard
7/1 ARM7 1 arm6.424% APR6.000%Standard
5/1 ARM5 1 arm6.453% APR5.875%Standard
One-Time Close Constructionother7.040% APR6.875%Standard

HELOC rates

3 offers
Chief Financial Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5-Year Home Equity Loan (Fixed)heloc_fixed8.603% APR6.250%Standard
15-Year Home Equity Loan (Fixed)heloc_fixed8.833% APR7.875%Standard
10-Year Home Equity Loan (Fixed)heloc_fixed8.942% APR7.625%Standard

As of August 4, 2026, Chief Financial Credit Union offers a 30-year fixed mortgage at 6.785% APR. HELOC rates from 8.603% APR.

Source: RateAPI.dev, verified from Chief Financial Credit Union's official website

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About Chief Financial Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
21K
Assets
$255.5M
Founded
1941
Locations reported
5
NCUA charter
4271
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Chief Financial Credit Union

Membership eligibility from Chief Financial Credit Union's own published criteria. How we verify this.

Membership criteria are published on Chief Financial Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Chief Financial Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Chief Financial Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Chief Financial Credit Union ranks against Michigan peers.

Frequently Asked Questions

What rates does Chief Financial Credit Union offer?

Chief Financial Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Chief Financial Credit Union rates updated?

RateAPI verifies Chief Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Chief Financial Credit Union's rate data?

Rate data is collected directly from Chief Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Chief Financial Credit Union's mortgage rate?

As of August 4, 2026, Chief Financial Credit Union offers a 30-year fixed mortgage at 6.785% APR.

What is Chief Financial Credit Union's HELOC rate?

As of August 4, 2026, Chief Financial Credit Union offers home equity lines of credit from 8.603% APR.

Related Rate Data

Compare Chief Financial Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Chief Financial Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Chief Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/chief-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"