North Central Area Credit Union
Verified rate book
Current North Central Area Credit Union rates
19 published offers verified as of August 4, 2026.
Savings & CD rates
19 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| KEEP YOUR CHANGEsavings | 0.05% APY | 0.05% | — | Standard |
| CHRISTMAS CLUBsavings | 0.25% APY | 0.25% | — | Specialty offer |
| LIQUID SAVERSsavings | 0.35% APY | 0.35% | — | Standard |
| Money Marketmoney_market | 1.65% APY | 1.65% | — | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (12 MONTH CD)cd_12mo | 3.70% APY | 3.70% | 12 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (6 MONTH CD)cd_6mo | 3.70% APY | 3.70% | 6 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (24 MONTH CD)cd_24mo | 3.75% APY | 3.75% | 24 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (ADD ON 24 MO CERT)cd_24mo | 3.75% APY | 3.75% | 24 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (12 MONTH CD)cd_12mo | 3.80% APY | 3.80% | 12 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (36 MONTH CD)cd_36mo | 3.80% APY | 3.80% | 36 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (6 MONTH CD)cd_6mo | 3.80% APY | 3.80% | 6 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (24 MONTH CD)cd_24mo | 3.85% APY | 3.85% | 24 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (60 MONTH CD)cd_60mo | 3.85% APY | 3.85% | 60 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (48 MONTH CD)cd_48mo | 3.85% APY | 3.85% | 48 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (36 MONTH CD)cd_36mo | 3.90% APY | 3.90% | 36 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (60 MONTH CD)cd_60mo | 3.95% APY | 3.95% | 60 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (48 MONTH CD)cd_48mo | 3.95% APY | 3.95% | 48 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (13 MONTH CD SPECIAL)cd_13mo | 4.00% APY | 4.00% | 13 mo | Standard |
| Certificate Rates - Effective Monday, August 3, 2026 (13 MONTH CD SPECIAL)cd_13mo | 4.10% APY | 4.10% | 13 mo | Standard |
Savings and certificate yields up to 4.10% APY.
Source: RateAPI.dev, verified from North Central Area Credit Union's official website
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About North Central Area Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 20.2K
- Assets
- $269.4M
- Founded
- 1956
- Locations reported
- 7
- NCUA charter
- 61953
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join North Central Area Credit Union
Membership eligibility from North Central Area Credit Union's own published criteria. How we verify this.
Membership criteria are published on North Central Area Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from North Central Area Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does North Central Area Credit Union offer?
North Central Area Credit Union is a credit union in Michigan. Rate data is currently being verified.
How often are North Central Area Credit Union rates updated?
RateAPI verifies North Central Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get North Central Area Credit Union's rate data?
Rate data is collected directly from North Central Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is North Central Area Credit Union's best CD rate?
As of August 4, 2026, North Central Area Credit Union offers savings and certificate (CD) yields up to 4.10% APY.
Related Rate Data
Compare North Central Area Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for North Central Area Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/north-central-area" \
-H "Authorization: Bearer YOUR_API_KEY"