Forest Area Credit Union
Verified rate book
Current Forest Area Credit Union rates
7 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month New Auto Loan (2021)auto_new_48mo | 5.640% APR | 5.640% | 48 mo · new | Standard |
| Titled Recreational Vehiclesrv_any_72mo | 6.250% APR | 6.250% | 72 mo | Standard |
| 48-Month Used Auto Loan (2016–2020)auto_used_48mo | 6.940% APR | 6.940% | 48 mo · used | Standard |
| 48-Month Used Auto Loan (2015 and Older)auto_used_48mo | 8.390% APR | 8.390% | 48 mo · used | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured loans under $1,000personal_unsecured | 10.000% APR | 10.000% | — | Standard |
| Unsecured loans $1,001 to $20,000personal_unsecured | 10.500% APR | 10.500% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.900% APR | 9.900% | — | Standard |
Vehicle loans available from 5.64% APR for 48 months. Personal loan rates from 10% APR. Credit card rates from 9.9% APR.
Source: RateAPI.dev, verified from Forest Area Credit Union's official website
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About Forest Area Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 21.3K
- Assets
- $317.9M
- Founded
- 1983
- Locations reported
- 8
- NCUA charter
- 24047
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Forest Area Credit Union
Membership eligibility from Forest Area Credit Union's own published criteria. How we verify this.
Membership criteria are published on Forest Area Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationGrand Traverse, Kalkaska, Missaukee, Wexford — MI
Verified from Forest Area Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Forest Area Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Forest Area Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does Forest Area Credit Union offer?
Forest Area Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Forest Area Credit Union rates updated?
RateAPI verifies Forest Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Forest Area Credit Union's rate data?
Rate data is collected directly from Forest Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Forest Area Credit Union's auto & rv loan rates?
As of August 4, 2026, Forest Area Credit Union offers vehicle loans from 5.64% APR.
What is Forest Area Credit Union's personal loan rate?
As of August 4, 2026, Forest Area Credit Union offers personal loans from 10% APR.
Related Rate Data
Compare Forest Area Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Forest Area Credit Union rates
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# Get rates for Forest Area Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/forest-area" \
-H "Authorization: Bearer YOUR_API_KEY"