Wolverine State Credit Union

Alpena, Michigan
Last verified: August 3, 2026
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Verified rate book

Current Wolverine State Credit Union rates

7 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

5 offers
Wolverine State Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
15-Year Fixed15 year fixed6.181% APR5.750%Standard
10-Year Fixed10 year fixed6.108% APR5.500%Standard
20-Year Fixed20 year fixed6.345% APR6.000%Standard
5 Year Balloonother5.607% APR5.350%Standard
7 Year Balloonother5.759% APR5.500%Standard

HELOC rates

2 offers
Wolverine State Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Closed Endheloc7.295% APR6.500%Standard
10-Year HELOC (Fixed)heloc_fixed8.311% APR7.500%Standard

As of August 3, 2026, Wolverine State Credit Union offers a 15-year fixed mortgage at 6.181% APR. HELOC rates from 7.295% APR.

Source: RateAPI.dev, verified from Wolverine State Credit Union's official website

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About Wolverine State Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
9.7K
Assets
$169.1M
Founded
1966
Locations reported
5
NCUA charter
62203
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Wolverine State Credit Union

Membership eligibility from Wolverine State Credit Union's own published criteria. How we verify this.

Community charter: live/work in MI

  • LocationMI
  • EmployerWolverine State Credit Union

Verified from Wolverine State Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Wolverine State Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Wolverine State Credit Union ranks against Michigan peers.

Frequently Asked Questions

What rates does Wolverine State Credit Union offer?

Wolverine State Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Wolverine State Credit Union rates updated?

RateAPI verifies Wolverine State Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Wolverine State Credit Union's rate data?

Rate data is collected directly from Wolverine State Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Wolverine State Credit Union's mortgage rate?

As of August 3, 2026, Wolverine State Credit Union offers a 15-year fixed mortgage at 6.181% APR.

What is Wolverine State Credit Union's HELOC rate?

As of August 3, 2026, Wolverine State Credit Union offers home equity lines of credit from 7.295% APR.

Related Rate Data

Compare Wolverine State Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Wolverine State Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/wolverine-state" \
  -H "Authorization: Bearer YOUR_API_KEY"