Frankenmuth Credit Union

Frankenmuth, Michigan
Last verified: August 3, 2026
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Verified rate book

Current Frankenmuth Credit Union rates

17 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

11 offers
Frankenmuth Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.625% APR6.750%Standard
15-Year Fixed15 year fixed6.250% APR6.250%Standard
10-Year Fixed10 year fixed6.375% APR6.375%Standard
20-Year Fixed20 year fixed6.875% APR6.875%Standard
10 Year Construction Loanother6.625% APR6.625%Standard
Rural Developmentother6.625% APR6.625%Standard
15 Year Construction Loanother6.750% APR6.750%Standard
20 Year Construction Loanother7.125% APR7.125%Standard
5 Yr. Balloonother7.250% APR7.250%Standard
30 Year Construction Loanother7.250% APR7.250%Standard
10 Yr. Balloonother7.350% APR7.350%Standard

HELOC rates

6 offers
Frankenmuth Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Prime Gold Home Equityheloc_variable6.750% APR6.750%Standard
Prime Gold Home Equity equal to or less than 80% LTV, Prime 4.00% floor of 4.00%heloc_variable6.750% APR6.750%Standard
Prime Plus Gold Home Equityheloc_variable7.500% APR7.500%Standard
MasterCard Gold Home Equityheloc7.900% APR7.900%Standard
MasterCard Gold Home Equity equal to or less than 80% LTVheloc7.900% APR7.900%Standard
MasterCard Gold Home Equity greater than 80% LTVheloc8.900% APR8.900%Standard

As of August 3, 2026, Frankenmuth Credit Union offers a 30-year fixed mortgage at 6.625% APR. HELOC rates from 6.75% APR.

Source: RateAPI.dev, verified from Frankenmuth Credit Union's official website

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About Frankenmuth Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
78K
Assets
$1.6B
Founded
1964
Locations reported
33
NCUA charter
61755
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Frankenmuth Credit Union

Membership eligibility from Frankenmuth Credit Union's own published criteria. How we verify this.

Membership criteria are published on Frankenmuth Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $15.

Verified from Frankenmuth Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Frankenmuth Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Frankenmuth Credit Union ranks against Michigan peers.

Frequently Asked Questions

What rates does Frankenmuth Credit Union offer?

Frankenmuth Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Frankenmuth Credit Union rates updated?

RateAPI verifies Frankenmuth Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Frankenmuth Credit Union's rate data?

Rate data is collected directly from Frankenmuth Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Frankenmuth Credit Union's mortgage rate?

As of August 3, 2026, Frankenmuth Credit Union offers a 30-year fixed mortgage at 6.625% APR.

What is Frankenmuth Credit Union's HELOC rate?

As of August 3, 2026, Frankenmuth Credit Union offers home equity lines of credit from 6.75% APR.

Related Rate Data

Compare Frankenmuth Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Frankenmuth Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/frankenmuth" \
  -H "Authorization: Bearer YOUR_API_KEY"