Montcalm Public Employees Credit Union
Verified rate book
Current Montcalm Public Employees Credit Union rates
19 published offers verified as of August 4, 2026.
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 36-Month Auto Loanauto_any_36mo | 4.750% APR | 4.750% | 36 mo | Standard |
| Vehicle Loan Rates (37 to 48 Months)auto_any_48mo | 5.500% APR | 5.500% | 48 mo | Standard |
| Vehicle Loan Rates (49 to 60 Months)auto_any_60mo | 6.000% APR | 6.000% | 60 mo | Standard |
| Vehicle Loan Rates (61 to 72 Months)auto_any_72mo | 6.250% APR | 6.250% | 72 mo | Standard |
| Vehicle Loan Rates (73 to 84 Months)auto_any_84mo | 6.500% APR | 6.500% | 84 mo | Standard |
| Up to 48-Month Auto Loanauto_any_48mo | 6.500% APR | 6.500% | 48 mo | Standard |
| Up to 60-Month Auto Loanauto_any_60mo | 6.750% APR | 6.750% | 60 mo | Standard |
| 48-Month Auto Loanauto_any_48mo | 7.740% APR | 7.740% | 48 mo | Standard |
| Vehicle Loan Rates (61 to 120 Months)auto_any_120mo | 8.000% APR | 8.000% | 120 mo | Standard |
| 72-Month Auto Loanauto_any_72mo | 8.740% APR | 8.740% | 72 mo | Standard |
| 60-Month Auto Loanauto_any_60mo | 9.250% APR | 9.250% | 60 mo | Standard |
| Vehicle Loan Rates (121 to 180 Months)auto_any_180mo | 9.740% APR | 9.740% | 180 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 4.000% APR | 4.000% | 60 mo | Standard |
| Up to 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 12.000% APR | 12.000% | 48 mo | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas Clubsavings | 0.30% APY | 0.30% | — | Specialty offer |
| IRAira | 2.25% APY | 2.25% | — | Standard |
| 12-Month Certificatecd_12mo | 3.50% APY | 3.50% | 12 mo | Standard |
| 9-Month Certificatecd_9mo | 3.50% APY | 3.50% | 9 mo | Standard |
| 6-Month Certificatecd_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
Auto loans available from 4.75% APR for 36 months. Personal loan rates from 4% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Montcalm Public Employees Credit Union's official website
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About Montcalm Public Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.8K
- Assets
- $27.1M
- Founded
- 1966
- Locations reported
- 1
- NCUA charter
- 61999
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Electronic statements
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Montcalm Public Employees Credit Union
Membership eligibility from Montcalm Public Employees Credit Union's own published criteria. How we verify this.
Membership criteria are published on Montcalm Public Employees Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Montcalm Public Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Montcalm Public Employees Credit Union?
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Frequently Asked Questions
What rates does Montcalm Public Employees Credit Union offer?
Montcalm Public Employees Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Montcalm Public Employees Credit Union rates updated?
RateAPI verifies Montcalm Public Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Montcalm Public Employees Credit Union's rate data?
Rate data is collected directly from Montcalm Public Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Montcalm Public Employees Credit Union's auto loan rates?
As of August 4, 2026, Montcalm Public Employees Credit Union offers auto loans from 4.75% APR.
What is Montcalm Public Employees Credit Union's personal loan rate?
As of August 4, 2026, Montcalm Public Employees Credit Union offers personal loans from 4% APR.
What is Montcalm Public Employees Credit Union's best CD rate?
As of August 4, 2026, Montcalm Public Employees Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Montcalm Public Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Montcalm Public Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/montcalm-public-employees" \
-H "Authorization: Bearer YOUR_API_KEY"