Gratiot Community Credit Union
Verified rate book
Current Gratiot Community Credit Union rates
3 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.400% APR | 4.400% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 6.250% APR | 6.250% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 9.900% APR | 9.900% | — | Standard |
Auto loans available from 4.4% APR. HELOC rates from 6.25% APR. Credit card rates from 9.9% APR.
Source: RateAPI.dev, verified from Gratiot Community Credit Union's official website
Loading branch locator…
About Gratiot Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.7K
- Assets
- $60.5M
- Founded
- 1955
- Locations reported
- 4
- NCUA charter
- 61986
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Gratiot Community Credit Union
Membership eligibility from Gratiot Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Gratiot, Mecosta, Isabella +6 more
- LocationGratiot, Mecosta, Isabella, Midland, Montcalm, Saginaw, Ionia, Clinton, Shiawassee
Cost to join: About $5.
Verified from Gratiot Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Gratiot Community Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Gratiot Community Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does Gratiot Community Credit Union offer?
Gratiot Community Credit Union currently offers Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Gratiot Community Credit Union rates updated?
RateAPI verifies Gratiot Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Gratiot Community Credit Union's rate data?
Rate data is collected directly from Gratiot Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Gratiot Community Credit Union's auto loan rates?
As of August 4, 2026, Gratiot Community Credit Union offers auto loans from 4.4% APR.
What is Gratiot Community Credit Union's HELOC rate?
As of August 4, 2026, Gratiot Community Credit Union offers home equity lines of credit from 6.25% APR.
Related Rate Data
Compare Gratiot Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Gratiot Community Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Gratiot Community Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/gratiot-community" \
-H "Authorization: Bearer YOUR_API_KEY"