Michigan One Community Credit Union
Verified rate book
Current Michigan One Community Credit Union rates
10 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HomeLine Specialother | 5.290% APR | 5.290% | — | Standard |
| HomeFixother | 6.000% APR | 6.000% | — | Standard |
| HomeLineother | 7.740% APR | 7.740% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Auto Loan, Refinanceauto_any_48mo | 3.990% APR | 3.990% | 48 mo | Standard |
| Vehicle Purchase/Refiauto | 3.990% APR | 3.990% | — | Standard |
| Auto Loanauto | 3.990% APR | 3.990% | — | Standard |
| 48-Month Auto Loanauto_any_48mo | 3.990% APR | 3.990% | 48 mo | Standard |
| Boats, RVs, Motorcyclesboat_any_66mo | 4.490% APR | 4.490% | 66 mo | Standard |
| ATVs, UTVs, Snowmobilespowersports | 8.490% APR | 8.490% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HomeLine (HELOC)heloc_variable | 5.290% APR | 5.290% | — | Standard |
As of August 4, 2026, Michigan One Community Credit Union offers mortgage rates from 5.29% APR. Vehicle loans available from 3.99% APR for 48 months. HELOC rates from 5.29% APR.
Source: RateAPI.dev, verified from Michigan One Community Credit Union's official website
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About Michigan One Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 18.9K
- Assets
- $237.9M
- Founded
- 1954
- Locations reported
- 5
- NCUA charter
- 62169
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Michigan One Community Credit Union
Membership eligibility from Michigan One Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in MI
- LocationMI
Verified from Michigan One Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Michigan One Community Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Michigan One Community Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does Michigan One Community Credit Union offer?
Michigan One Community Credit Union currently offers mortgage, vehicle loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Michigan One Community Credit Union rates updated?
RateAPI verifies Michigan One Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Michigan One Community Credit Union's rate data?
Rate data is collected directly from Michigan One Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Michigan One Community Credit Union's mortgage rate?
As of August 4, 2026, Michigan One Community Credit Union offers mortgage rates from 5.29% APR.
What are Michigan One Community Credit Union's auto, boat & powersports loan rates?
As of August 4, 2026, Michigan One Community Credit Union offers vehicle loans from 3.99% APR.
What is Michigan One Community Credit Union's HELOC rate?
As of August 4, 2026, Michigan One Community Credit Union offers home equity lines of credit from 5.29% APR.
Related Rate Data
Compare Michigan One Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Michigan One Community Credit Union rates
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# Get rates for Michigan One Community Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/michigan-one-community" \
-H "Authorization: Bearer YOUR_API_KEY"