River Valley Credit Union
Verified rate book
Current River Valley Credit Union rates
11 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 5.250% APR | 5.250% | new | Standard |
| Up to 60-Month New Auto Loanauto_new_60mo | 5.250% APR | 5.250% | 60 mo · new | Standard |
| Used Auto Loan (2017 and Newer)auto_used | 5.250% APR | 5.250% | used | Standard |
| Used RV Loanrv_used | 6.250% APR | 6.250% | used | Standard |
| New RV Loanrv_new | 6.250% APR | 6.250% | new | Standard |
| Used Auto Loan (2016 and Older)auto_used | 8.950% APR | 8.950% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.000% APR | 6.000% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 9.950% APR | 9.950% | — | Standard |
| Fast Cash Line of Creditploc_variable | 12.990% APR | 12.990% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| as low as 7.00% APRother | 6.000% % | 6.000% | — | Standard |
| as low as 6.00% APRother | 7.000% % | 7.000% | — | Standard |
Vehicle loans available from 5.25% APR. HELOC rates from 6% APR. Personal loan rates from 9.95% APR.
Source: RateAPI.dev, verified from River Valley Credit Union's official website
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About River Valley Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 9.2K
- Assets
- $124.4M
- Founded
- 1965
- Locations reported
- 3
- NCUA charter
- 62123
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join River Valley Credit Union
Membership eligibility from River Valley Credit Union's own published criteria. How we verify this.
Community charter: live/work in Kent, Montcalm, Ionia, MI
- LocationKent, Montcalm, Ionia — MI
Verified from River Valley Credit Union's membership page. Final membership determination is always made by the credit union.
Work at River Valley Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where River Valley Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does River Valley Credit Union offer?
River Valley Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are River Valley Credit Union rates updated?
RateAPI verifies River Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get River Valley Credit Union's rate data?
Rate data is collected directly from River Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are River Valley Credit Union's auto & rv loan rates?
As of August 4, 2026, River Valley Credit Union offers vehicle loans from 5.25% APR.
What is River Valley Credit Union's HELOC rate?
As of August 4, 2026, River Valley Credit Union offers home equity lines of credit from 6% APR.
What is River Valley Credit Union's personal loan rate?
As of August 4, 2026, River Valley Credit Union offers personal loans from 9.95% APR.
Related Rate Data
Compare River Valley Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack River Valley Credit Union rates
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# Get rates for River Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/river-valley" \
-H "Authorization: Bearer YOUR_API_KEY"