Extra Credit Union
Verified rate book
Current Extra Credit Union rates
9 published offers verified as of August 4, 2026.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savings/Certificate Secured Loanpersonal_secured | 8.750% APR | 8.750% | — | Standard |
| flexLINE of Creditpersonal | 10.950% APR | 10.950% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 10.950% APR | 10.950% | — | Standard |
| Extra Quick Loanpersonal | 20.950% APR | 20.950% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.950% APR | 9.950% | — | Standard |
| Platinum Rewardscredit_card_rewards | 14.950% APR | 14.950% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Organizational Savings Accountsavings | 0.05% APY | 0.05% | — | Standard |
| Money Marketmoney_market | 1.50% APY | 1.50% | — | Standard |
HELOC rates from 7.75% APR. Personal loan rates from 8.75% APR. Credit card rates from 9.95% APR. Savings and certificate yields up to 1.50% APY.
Source: RateAPI.dev, verified from Extra Credit Union's official website
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About Extra Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 19K
- Assets
- $344.4M
- Founded
- 1954
- Locations reported
- 2
- NCUA charter
- 60428
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Extra Credit Union
Membership eligibility from Extra Credit Union's own published criteria. How we verify this.
Membership criteria are published on Extra Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Extra Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Extra Credit Union?
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Frequently Asked Questions
What rates does Extra Credit Union offer?
Extra Credit Union currently offers HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Extra Credit Union rates updated?
RateAPI verifies Extra Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Extra Credit Union's rate data?
Rate data is collected directly from Extra Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Extra Credit Union's HELOC rate?
As of August 4, 2026, Extra Credit Union offers home equity lines of credit from 7.75% APR.
What is Extra Credit Union's personal loan rate?
As of August 4, 2026, Extra Credit Union offers personal loans from 8.75% APR.
What is Extra Credit Union's best CD rate?
As of August 4, 2026, Extra Credit Union offers savings and certificate (CD) yields up to 1.50% APY.
Related Rate Data
Compare Extra Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Extra Credit Union rates
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# Get rates for Extra Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/extra" \
-H "Authorization: Bearer YOUR_API_KEY"