People Driven Credit Union
Verified rate book
Current People Driven Credit Union rates
38 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 1 Yr SuperJumboother | 2.850% APR | 2.820% | — | Standard |
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Auto Loanauto_any_36mo | 3.740% APR | 3.740% | 36 mo | Standard |
| See What Fits: Compare Auto Loan Rates & Terms (APR* as low as¹)auto | 3.740% APR | 3.740% | — | Standard |
| Auto Loanauto | 6.500% APR | 6.500% | — | Standard |
| RV Loanrv | 7.840% APR | 7.840% | — | Standard |
| Auto Loanauto | 8.040% APR | 8.040% | — | Standard |
HELOC rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 3.740% APR | 3.740% | — | Standard |
| Home Equity Loanheloc | 6.500% APR | 6.500% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
| 2026 Home Equity Special (APR* as low as)heloc | 7.200% APR | 7.200% | — | Standard |
| See what fits: compare home equity loan rates & terms (APR* as low as)heloc_fixed | 7.200% APR | 7.200% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 6.500% APR | 6.500% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 11.340% APR | 11.340% | — | Standard |
Savings & CD rates
23 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $100 And Oversavings | 0.01% APY | 0.01% | — | Standard |
| 36-Month Certificatecd_36mo | 2.25% APY | 2.23% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 2.25% APY | 2.23% | 24 mo | Standard |
| 3 Year Jumbocd_36mo | 2.30% APY | 2.28% | 36 mo | Standard |
| 2 Year Jumbocd_24mo | 2.30% APY | 2.28% | 24 mo | Standard |
| 60-Month Certificatecd_60mo | 2.48% APY | 2.48% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 2.50% APY | 2.48% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 2.50% APY | 2.48% | 60 mo | Standard |
| 5 Year Jumbocd_60mo | 2.55% APY | 2.53% | 60 mo | Standard |
| 4 Year Jumbocd_48mo | 2.55% APY | 2.53% | 48 mo | Standard |
| 6-Month Certificatecd_6mo | 2.62% APY | 2.62% | 6 mo | Standard |
| 6-Month Certificatecd_6mo | 2.65% APY | 2.62% | 6 mo | Standard |
| 6 Month Jumbocd_6mo | 2.70% APY | 2.67% | 6 mo | Standard |
| 1 Year Save to Wincd_12mo | 2.70% APY | 2.67% | 12 mo | Standard |
| 12-Month Certificatecd_12mo | 2.75% APY | 2.72% | 12 mo | Standard |
| 1 Year Jumbocd_12mo | 2.80% APY | 2.77% | 12 mo | Standard |
| $10,000 And Above³savings | 3.25% APY | 3.25% | — | Standard |
| Money Marketmoney_market | 3.25% APY | 3.25% | — | Standard |
| CD Special - 16 mthcd_16mo | 3.90% APY | 3.84% | 16 mo | Standard |
| CDssavings | 4.00% APY | 4.00% | — | Standard |
| CD Special - 9 mthcd_9mo | 4.00% APY | 3.94% | 9 mo | Standard |
| 1 Year Youthcd_12mo | 4.50% APY | 4.43% | 12 mo | Eligibility restricted |
| Savings & Loan Rates ($100 and over)other | 0.01% APY | 0.01% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| APR* as low as¹other | 3.740% % | 3.740% | — | Standard |
| APR* as low asother | 6.500% % | 6.500% | — | Standard |
As of August 4, 2026, People Driven Credit Union offers mortgage rates from 2.85% APR. Vehicle loans available from 3.74% APR for 36 months. HELOC rates from 3.74% APR. Personal loan rates from 6.5% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from People Driven Credit Union's official website
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About People Driven Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 25.2K
- Assets
- $514.8M
- Founded
- 1928
- Locations reported
- 5
- NCUA charter
- 61068
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join People Driven Credit Union
Membership eligibility from People Driven Credit Union's own published criteria. How we verify this.
Membership via employers (Ford Motor Company +2 more) or the Red Carpet Club
- LocationWayne, Oakland, Macomb — MI
- EmployerFord Motor Company, Visteon Corporation, Tower Automotive
- AssociationRed Carpet Club
Verified from People Driven Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does People Driven Credit Union offer?
People Driven Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are People Driven Credit Union rates updated?
RateAPI verifies People Driven Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get People Driven Credit Union's rate data?
Rate data is collected directly from People Driven Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is People Driven Credit Union's mortgage rate?
As of August 4, 2026, People Driven Credit Union offers mortgage rates from 2.85% APR.
What are People Driven Credit Union's auto & rv loan rates?
As of August 4, 2026, People Driven Credit Union offers vehicle loans from 3.74% APR.
What is People Driven Credit Union's HELOC rate?
As of August 4, 2026, People Driven Credit Union offers home equity lines of credit from 3.74% APR.
What is People Driven Credit Union's personal loan rate?
As of August 4, 2026, People Driven Credit Union offers personal loans from 6.5% APR.
What is People Driven Credit Union's best CD rate?
As of August 4, 2026, People Driven Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare People Driven Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for People Driven Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/people-driven" \
-H "Authorization: Bearer YOUR_API_KEY"