Public Service Credit Union
Verified rate book
Current Public Service Credit Union rates
5 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 5.644% APR | 5.644% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.240% APR | 4.240% | — | Standard |
| Recreationalpowersports | 5.990% APR | 5.990% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 6.500% APR | 6.500% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 10.250% APR | 10.250% | — | Standard |
As of August 4, 2026, Public Service Credit Union offers a 30-year fixed mortgage at 5.644% APR. Vehicle loans available from 4.24% APR. HELOC rates from 6.5% APR. Personal loan rates from 10.25% APR.
Source: RateAPI.dev, verified from Public Service Credit Union's official website
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About Public Service Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 31.8K
- Assets
- $459.4M
- Founded
- 1951
- Locations reported
- 11
- NCUA charter
- 60683
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Public Service Credit Union
Membership eligibility from Public Service Credit Union's own published criteria. How we verify this.
Membership criteria are published on Public Service Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Public Service Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Public Service Credit Union offer?
Public Service Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Public Service Credit Union rates updated?
RateAPI verifies Public Service Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Public Service Credit Union's rate data?
Rate data is collected directly from Public Service Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Public Service Credit Union's mortgage rate?
As of August 4, 2026, Public Service Credit Union offers a 30-year fixed mortgage at 5.644% APR.
What are Public Service Credit Union's auto & powersports loan rates?
As of August 4, 2026, Public Service Credit Union offers vehicle loans from 4.24% APR.
What is Public Service Credit Union's HELOC rate?
As of August 4, 2026, Public Service Credit Union offers home equity lines of credit from 6.5% APR.
What is Public Service Credit Union's personal loan rate?
As of August 4, 2026, Public Service Credit Union offers personal loans from 10.25% APR.
Related Rate Data
Compare Public Service Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Public Service Credit Union rates
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# Get rates for Public Service Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/public-service" \
-H "Authorization: Bearer YOUR_API_KEY"