Stoneham Municipal Employees Credit Union
Verified rate book
Current Stoneham Municipal Employees Credit Union rates
30 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 5.250% APR | 5.250% | new | Standard |
| Used Auto Loanauto_used | 6.490% APR | 6.490% | used | Standard |
| Older Used Automobileauto_used | 8.000% APR | 8.000% | used | Standard |
| Personal/Auto Title Cash Loanauto | 8.990% APR | 8.990% | — | Standard |
| New/Used Motorcyclemotorcycle_any | 10.750% APR | 10.750% | any | Standard |
| RV Loanrv | 13.250% APR | 13.250% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOCheloc | 4.000% APR | 4.000% | — | Standard |
| $150K, 1st Lien-$200Kheloc | 6.000% APR | 6.000% | — | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Builder Loanpersonal | 6.000% APR | 6.000% | — | Standard |
| Consolidationpersonal | 8.990% APR | 8.990% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 11.990% APR | 11.990% | — | Standard |
| Personal Line-of-Creditploc_variable | 13.500% APR | 13.500% | — | Standard |
| Overdraft Protection Line-of-Creditpersonal | 13.900% APR | 13.900% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa Platinum "First Time" Credit Card Ownerscredit_card_platinum | 11.990% APR | 11.990% | — | Standard |
Savings & CD rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Marketmoney_market | 0.05% APY | 0.05% | — | Standard |
| Regular Shares Savingssavings | 0.05% APY | 0.05% | — | Standard |
| IRA Traditional Sharesira | 0.25% APY | 0.25% | — | Standard |
| Money Marketmoney_market | 1.15% APY | 1.15% | — | Standard |
| Money Marketmoney_market | 1.30% APY | 1.30% | — | Standard |
| Money Marketmoney_market | 1.40% APY | 1.40% | — | Standard |
| 18-Month Certificatecd_18mo | 3.25% APY | 3.20% | 18 mo | Standard |
| 12-Month Certificatecd_12mo | 3.25% APY | 3.20% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 3.25% APY | 3.20% | 6 mo | Standard |
| 24-Month Certificatecd_24mo | 3.25% APY | 3.20% | 24 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 3.35% APY | 3.30% | 36 mo | Standard |
| 36-Month Certificatecd_36mo | 3.35% APY | 3.30% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.35% APY | 3.30% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.35% APY | 3.30% | 60 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 3.35% APY | 3.30% | 60 mo | Standard |
| Regular Share Dividendsavings | 4.05% APY | 4.05% | — | Standard |
Vehicle loans available from 5.25% APR. HELOC rates from 4% APR. Personal loan rates from 6% APR. Credit card rates from 11.99% APR. Savings and certificate yields up to 4.05% APY.
Source: RateAPI.dev, verified from Stoneham Municipal Employees Credit Union's official website
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About Stoneham Municipal Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.1K
- Assets
- $70.4M
- Founded
- 1963
- Locations reported
- 4
- NCUA charter
- 15393
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Stoneham Municipal Employees Credit Union
Membership eligibility from Stoneham Municipal Employees Credit Union's own published criteria. How we verify this.
Membership via the Friends of the Stoneham Public Library +2 more
- AssociationFriends of the Stoneham Public Library, Friends of the Melrose Library, Friends of Wilmington Memorial Library
Verified from Stoneham Municipal Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Stoneham Municipal Employees Credit Union?
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Frequently Asked Questions
What rates does Stoneham Municipal Employees Credit Union offer?
Stoneham Municipal Employees Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Stoneham Municipal Employees Credit Union rates updated?
RateAPI verifies Stoneham Municipal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Stoneham Municipal Employees Credit Union's rate data?
Rate data is collected directly from Stoneham Municipal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Stoneham Municipal Employees Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Stoneham Municipal Employees Credit Union offers vehicle loans from 5.25% APR.
What is Stoneham Municipal Employees Credit Union's HELOC rate?
As of August 4, 2026, Stoneham Municipal Employees Credit Union offers home equity lines of credit from 4% APR.
What is Stoneham Municipal Employees Credit Union's personal loan rate?
As of August 4, 2026, Stoneham Municipal Employees Credit Union offers personal loans from 6% APR.
What is Stoneham Municipal Employees Credit Union's best CD rate?
As of August 4, 2026, Stoneham Municipal Employees Credit Union offers savings and certificate (CD) yields up to 4.05% APY.
Related Rate Data
Compare Stoneham Municipal Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Stoneham Municipal Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/stoneham-municipal-employees" \
-H "Authorization: Bearer YOUR_API_KEY"