Malden Credit Union

Malden, Massachusetts
Last verified: August 3, 2026
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Verified rate book

Current Malden Credit Union rates

20 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Malden Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
60-Month New Auto Loanauto_new_60mo4.950% APR4.950%60 mo · newStandard
Used Auto (Under 4 Years Old)auto_used_60mo4.950% APR4.950%60 mo · usedStandard
Used Auto (Over 4 Years Old; No More Than 10 Years)auto_used_60mo5.450% APR5.450%60 mo · usedStandard

Personal loan rates

3 offers
Malden Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Summer Loanpersonal_unsecured_24mo6.900% APR6.900%24 moStandard
Home Improvementpersonal_unsecured_60mo8.900% APR8.900%60 moStandard
60-Month Personal Loanpersonal_unsecured_60mo11.000% APR11.000%60 moStandard

Student loan rates

1 offer
Malden Credit Union student loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Student Loanstudent5.900% APR5.900%Standard

Credit card rates

2 offers
Malden Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Card Consolidationcredit_card9.750% APR9.750%Standard
Credit Cardcredit_card9.900% APR9.900%Standard

Savings & CD rates

11 offers
Malden Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Optional Sharesavings0.10% APY0.10%Standard
Christmas Sharesavings0.10% APY0.10%Standard
Money Marketmoney_market0.40% APY0.40%Standard
Money Marketmoney_market0.75% APY0.75%Standard
Money Marketmoney_market1.00% APY1.00%Standard
IRAira1.26% APY1.25%Standard
36-Month Certificatecd_36mo3.04% APY3.00%36 moStandard
24-Month Certificatecd_24mo3.04% APY3.00%24 moStandard
6-Month Certificatecd_6mo3.45% APY3.40%6 moStandard
12-Month Certificatecd_12mo3.56% APY3.50%12 moStandard
9-Month Certificatecd_9mo3.61% APY3.55%9 moStandard

Auto loans available from 4.95% APR for 60 months. Personal loan rates from 6.9% APR. Credit card rates from 9.75% APR. Savings and certificate yields up to 3.61% APY.

Source: RateAPI.dev, verified from Malden Credit Union's official website

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About Malden Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.6K
Assets
$28.9M
Founded
1941
Locations reported
1
NCUA charter
4472
Charter type
Federal credit union

Services and member support

  • Electronic statements
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Malden Credit Union

Membership eligibility from Malden Credit Union's own published criteria. How we verify this.

Membership via employers (Malden School Department +7 more)

  • EmployerMalden School Department, Mystic Valley Advantage Regional Charter School, Malden Catholic High, Sacred Heart Parish, Cheverus School, Partnership for Community Schools, Catholic Charities, City of Malden, Malden Housing Authority

Verified from Malden Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Malden Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Malden Credit Union ranks against Massachusetts peers.

Frequently Asked Questions

What rates does Malden Credit Union offer?

Malden Credit Union currently offers Auto loan, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Malden Credit Union rates updated?

RateAPI verifies Malden Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Malden Credit Union's rate data?

Rate data is collected directly from Malden Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Malden Credit Union's auto loan rates?

As of August 3, 2026, Malden Credit Union offers auto loans from 4.95% APR.

What is Malden Credit Union's personal loan rate?

As of August 3, 2026, Malden Credit Union offers personal loans from 6.9% APR.

What is Malden Credit Union's best CD rate?

As of August 3, 2026, Malden Credit Union offers savings and certificate (CD) yields up to 3.61% APY.

Related Rate Data

Compare Malden Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Malden Credit Union rates

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Use it via API

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terminal
# Get rates for Malden Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/malden" \
  -H "Authorization: Bearer YOUR_API_KEY"