Malden Credit Union
Verified rate book
Current Malden Credit Union rates
20 published offers verified as of August 3, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month New Auto Loanauto_new_60mo | 4.950% APR | 4.950% | 60 mo · new | Standard |
| Used Auto (Under 4 Years Old)auto_used_60mo | 4.950% APR | 4.950% | 60 mo · used | Standard |
| Used Auto (Over 4 Years Old; No More Than 10 Years)auto_used_60mo | 5.450% APR | 5.450% | 60 mo · used | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Summer Loanpersonal_unsecured_24mo | 6.900% APR | 6.900% | 24 mo | Standard |
| Home Improvementpersonal_unsecured_60mo | 8.900% APR | 8.900% | 60 mo | Standard |
| 60-Month Personal Loanpersonal_unsecured_60mo | 11.000% APR | 11.000% | 60 mo | Standard |
Student loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Student Loanstudent | 5.900% APR | 5.900% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Card Consolidationcredit_card | 9.750% APR | 9.750% | — | Standard |
| Credit Cardcredit_card | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Optional Sharesavings | 0.10% APY | 0.10% | — | Standard |
| Christmas Sharesavings | 0.10% APY | 0.10% | — | Standard |
| Money Marketmoney_market | 0.40% APY | 0.40% | — | Standard |
| Money Marketmoney_market | 0.75% APY | 0.75% | — | Standard |
| Money Marketmoney_market | 1.00% APY | 1.00% | — | Standard |
| IRAira | 1.26% APY | 1.25% | — | Standard |
| 36-Month Certificatecd_36mo | 3.04% APY | 3.00% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 3.04% APY | 3.00% | 24 mo | Standard |
| 6-Month Certificatecd_6mo | 3.45% APY | 3.40% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.56% APY | 3.50% | 12 mo | Standard |
| 9-Month Certificatecd_9mo | 3.61% APY | 3.55% | 9 mo | Standard |
Auto loans available from 4.95% APR for 60 months. Personal loan rates from 6.9% APR. Credit card rates from 9.75% APR. Savings and certificate yields up to 3.61% APY.
Source: RateAPI.dev, verified from Malden Credit Union's official website
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About Malden Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.6K
- Assets
- $28.9M
- Founded
- 1941
- Locations reported
- 1
- NCUA charter
- 4472
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Malden Credit Union
Membership eligibility from Malden Credit Union's own published criteria. How we verify this.
Membership via employers (Malden School Department +7 more)
- EmployerMalden School Department, Mystic Valley Advantage Regional Charter School, Malden Catholic High, Sacred Heart Parish, Cheverus School, Partnership for Community Schools, Catholic Charities, City of Malden, Malden Housing Authority
Verified from Malden Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Malden Credit Union offer?
Malden Credit Union currently offers Auto loan, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Malden Credit Union rates updated?
RateAPI verifies Malden Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Malden Credit Union's rate data?
Rate data is collected directly from Malden Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Malden Credit Union's auto loan rates?
As of August 3, 2026, Malden Credit Union offers auto loans from 4.95% APR.
What is Malden Credit Union's personal loan rate?
As of August 3, 2026, Malden Credit Union offers personal loans from 6.9% APR.
What is Malden Credit Union's best CD rate?
As of August 3, 2026, Malden Credit Union offers savings and certificate (CD) yields up to 3.61% APY.
Related Rate Data
Compare Malden Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Malden Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/malden" \
-H "Authorization: Bearer YOUR_API_KEY"