Members Plus Credit Union
Verified rate book
Current Members Plus Credit Union rates
19 published offers verified as of August 3, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.950% APR | 4.950% | new | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| MPCU Rewards Credit Cardcredit_card_rewards | 4.900% APR | 4.900% | — | Standard |
Savings & CD rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| High-Five Money Marketmoney_market | 3.50% APY | 3.50% | — | Standard |
| 3-Month Certificatecd_3mo | 3.75% APY | 3.68% | 3 mo | Standard |
| 9-Month Certificatecd_9mo | 3.75% APY | 3.68% | 9 mo | Standard |
| 11-Month Certificatecd_11mo | 3.75% APY | 3.68% | 11 mo | Standard |
| 7-Month Certificatecd_7mo | 3.75% APY | 3.68% | 7 mo | Standard |
| 13-Month Certificatecd_13mo | 3.75% APY | 3.68% | 13 mo | Standard |
| 15-Month Certificatecd_15mo | 3.75% APY | 3.68% | 15 mo | Standard |
| 18-Month Certificatecd_18mo | 3.75% APY | 3.68% | 18 mo | Standard |
| 12-Month Certificatecd_12mo | 3.75% APY | 3.68% | 12 mo | Standard |
| 36-Month Certificatecd_36mo | 3.87% APY | 3.80% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 3.87% APY | 3.80% | 24 mo | Standard |
| 48-Month Certificatecd_48mo | 3.87% APY | 3.80% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.87% APY | 3.80% | 60 mo | Standard |
| 6-Month Certificatecd_6mo | 3.87% APY | 3.80% | 6 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Consumer Loanother | 9.990% % | 9.990% | — | Standard |
| Summer Sizzler Loanother | 9.990% % | 9.990% | — | Standard |
Auto loans available from 4.95% APR. HELOC rates from 6.75% APR. Credit card rates from 4.9% APR. Savings and certificate yields up to 3.87% APY.
Source: RateAPI.dev, verified from Members Plus Credit Union's official website
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About Members Plus Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 13.7K
- Assets
- $356.4M
- Founded
- 1940
- Locations reported
- 7
- NCUA charter
- 66706
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Members Plus Credit Union
Membership eligibility from Members Plus Credit Union's own published criteria. How we verify this.
Membership via employers (Eversource Companies +2 more)
- LocationEssex, Middlesex, Norfolk, Plymouth, Suffolk
- EmployerEversource Companies, Exelon, Entergy
Cost to join: About $5.
Verified from Members Plus Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Members Plus Credit Union?
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Frequently Asked Questions
What rates does Members Plus Credit Union offer?
Members Plus Credit Union currently offers Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Members Plus Credit Union rates updated?
RateAPI verifies Members Plus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Members Plus Credit Union's rate data?
Rate data is collected directly from Members Plus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Members Plus Credit Union's auto loan rates?
As of August 3, 2026, Members Plus Credit Union offers auto loans from 4.95% APR.
What is Members Plus Credit Union's HELOC rate?
As of August 3, 2026, Members Plus Credit Union offers home equity lines of credit from 6.75% APR.
What is Members Plus Credit Union's best CD rate?
As of August 3, 2026, Members Plus Credit Union offers savings and certificate (CD) yields up to 3.87% APY.
Related Rate Data
Compare Members Plus Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Members Plus Credit Union rates
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# Get rates for Members Plus Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/members-plus" \
-H "Authorization: Bearer YOUR_API_KEY"