Common Trust Credit Union

Woburn, Massachusetts
Last verified: August 4, 2026
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Verified rate book

Current Common Trust Credit Union rates

42 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

15 offers
Common Trust Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new4.240% APR4.240%newStandard
Vehicle New/Used*** Finance up to 120% of the Value of the vehicleauto_any_60mo5.240% APR5.240%60 mo · anyStandard
Vehicle New/Usedauto_any_60mo5.240% APR5.240%60 mo · anyStandard
Vehicle New*** Finance up to 120% of the Value of the vehicleauto_new_60mo5.490% APR5.490%60 mo · newStandard
Vehicle New/Usedauto_any_84mo5.740% APR5.740%84 mo · anyStandard
Vehicle New/Used*** Finance up to 120% of the Value of the vehicleauto_any_84mo5.740% APR5.740%84 mo · anyStandard
Vehicle New*** Finance up to 120% of the Value of the vehicleauto_new_84mo5.990% APR5.990%84 mo · newStandard
Vehicle Used*** Finance up to 120% of the Value of the vehicleauto_used_60mo5.990% APR5.990%60 mo · usedStandard
Motorcycle New*** 100%motorcycle_new_72mo6.490% APR6.490%72 mo · newStandard
Vehicle Used*** Finance up to 80% of the Value of the vehicleauto_used_36mo6.990% APR6.990%36 mo · usedStandard
Motorcycle Used*** 90%motorcycle_used_60mo7.490% APR7.490%60 mo · usedStandard
Vehicle Used*** Finance up to 120% of the Value of the vehicleauto_used_36mo7.490% APR7.490%36 mo · usedStandard
RVs & Boats (80%)rv_any_120mo7.500% APR7.500%120 moStandard
Motorcycle Used*** 80%motorcycle_used_36mo8.490% APR8.490%36 mo · usedStandard
RVs & Boats (100%)rv_any_120mo8.500% APR8.500%120 moStandard

HELOC rates

1 offer
Common Trust Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan 80% (fixed/second mtg)heloc_fixed6.240% APR6.240%—Standard

Personal loan rates

8 offers
Common Trust Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loan - Computerpersonal_unsecured7.990% APR7.990%—Standard
Personal Loan - Tech Upgradepersonal_unsecured7.990% APR7.990%—Standard
Computer Loan****personal_unsecured_24mo8.490% APR8.490%24 moStandard
Personal Loan - Back to Schoolpersonal_unsecured_12mo8.500% APR8.500%12 moStandard
Back To School Loanpersonal_unsecured_12mo8.500% APR8.500%12 moStandard
Personal Line of Credit Gold*****ploc_variable10.500% APR10.500%—Standard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo11.990% APR11.990%48 moStandard
Overdraft LOC******* (N/A)personal15.000% APR15.000%—Standard

Credit card rates

1 offer
Common Trust Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.900% APR9.900%—Standard

Savings & CD rates

17 offers
Common Trust Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Money Market Rates (Monthly)money_market0.10% APY0.10%—Standard
Holiday Share 0.10%savings0.10% APY0.10%—Standard
IRAsira0.20% APY0.20%—Standard
Money Market Rates (Monthly)money_market0.20% APY0.20%—Standard
IRAira0.20% APY0.20%—Standard
Money Market Rates (Monthly)money_market0.25% APY0.25%—Standard
Money Market Rates (Monthly)money_market1.00% APY1.00%—Standard
Money Market Rates (Monthly)money_market1.25% APY1.25%—Standard
Money Marketmoney_market1.25% APY1.24%—Standard
Money Marketmoney_market1.50% APY1.49%—Standard
Money Market Rates (Monthly)money_market1.50% APY1.50%—Standard
Certificate & IRA Certificates Terms/Rates (6 Months)ira_cd_6mo2.02% APY2.00%6 moStandard
Certificate & IRA Certificates Terms/Rates (9 Months)ira_cd_9mo2.28% APY2.25%9 moStandard
Certificate & IRA Certificates Terms/Rates (12 Months)ira_cd_12mo2.79% APY2.75%12 moStandard
Certificate & IRA Certificates Terms/Rates (18 Months)ira_cd_18mo3.05% APY3.00%18 moStandard
Certificate & IRA Certificates Terms/Rates (24 Months)ira_cd_24mo3.30% APY3.25%24 moStandard
Certificate & IRA Certificates Terms/Rates (36 Months)ira_cd_36mo3.30% APY3.25%36 moStandard

Vehicle loans available from 4.24% APR. HELOC rates from 6.24% APR. Personal loan rates from 7.99% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.30% APY.

Source: RateAPI.dev, verified from Common Trust Credit Union's official website

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About Common Trust Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
5.8K
Assets
$98.1M
Founded
1966
Locations reported
4
NCUA charter
17847
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

BrightbridgeRaytheon Technologies - MDC · Woburn · MA · 01801-1060Branch in the same ZIPMembers PlusWinchester · Winchester · MA · 01890About 2.5 miles awayBurlington Municipal EmployeesBurlington MEFCU · Burlington · MA · 01803-3774About 2.6 miles awayFirst TechnologyBurlington · Burlington · MA · 01803About 2.6 miles awayHanscomBurlington · Burlington · MA · 01803-4607About 2.6 miles awayStoneham Municipal EmployeesMain Branch · Stoneham · MA · 02180-2048About 3.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Common Trust Credit Union

Membership eligibility from Common Trust Credit Union's own published criteria. How we verify this.

Community charter: live/work in Arlington, Bedford, Belmont +22 more, MA

  • LocationMA

Cost to join: About $15.

Verified from Common Trust Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Common Trust Credit Union offer?

Common Trust Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Common Trust Credit Union rates updated?

RateAPI verifies Common Trust Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Common Trust Credit Union's rate data?

Rate data is collected directly from Common Trust Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Common Trust Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Common Trust Credit Union offers vehicle loans from 4.24% APR.

What is Common Trust Credit Union's HELOC rate?

As of August 4, 2026, Common Trust Credit Union offers home equity lines of credit from 6.24% APR.

What is Common Trust Credit Union's personal loan rate?

As of August 4, 2026, Common Trust Credit Union offers personal loans from 7.99% APR.

What is Common Trust Credit Union's best CD rate?

As of August 4, 2026, Common Trust Credit Union offers savings and certificate (CD) yields up to 3.30% APY.

Related Rate Data

Compare Common Trust Credit Union's rates against national credit-union benchmarks.

More Massachusetts credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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