Nesc Credit Union
Verified rate book
Current Nesc Credit Union rates
7 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5/5 ARM** No lender closing costs5 5 arm | 5.500% APR | 5.500% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Saving Securedpersonal_secured | 4.990% APR | 4.990% | — | Standard |
| Share-Secured Loanpersonal_secured | 5.990% APR | 5.990% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
| Credit Builder Loanpersonal | 10.990% APR | 10.990% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.900% APR | 9.900% | — | Standard |
| Visa Credit Builder Credit Cardcredit_card | 12.500% APR | 12.500% | — | Standard |
As of August 4, 2026, Nesc Credit Union offers a 5 5 arm mortgage at 5.5% APR. Personal loan rates from 4.99% APR. Credit card rates from 9.9% APR.
Source: RateAPI.dev, verified from Nesc Credit Union's official website
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About Nesc Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.9K
- Assets
- $125.8M
- Founded
- 1958
- Locations reported
- 4
- NCUA charter
- 12334
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Nesc Credit Union
Membership eligibility from Nesc Credit Union's own published criteria. How we verify this.
Community charter: live/work in Essex, Middlesex, Rockingham +1 more, MA, NH
- LocationEssex, Middlesex, Rockingham, Hillsborough — MA, NH
Verified from Nesc Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Nesc Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Nesc Credit Union ranks against Massachusetts peers.
Frequently Asked Questions
What rates does Nesc Credit Union offer?
Nesc Credit Union currently offers mortgage, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Nesc Credit Union rates updated?
RateAPI verifies Nesc Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Nesc Credit Union's rate data?
Rate data is collected directly from Nesc Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Nesc Credit Union's mortgage rate?
As of August 4, 2026, Nesc Credit Union offers a 5 5 arm mortgage at 5.5% APR.
What is Nesc Credit Union's personal loan rate?
As of August 4, 2026, Nesc Credit Union offers personal loans from 4.99% APR.
Related Rate Data
Compare Nesc Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Nesc Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Nesc Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/nesc" \
-H "Authorization: Bearer YOUR_API_KEY"