Methuen Credit Union

Methuen, Massachusetts
Last verified: August 4, 2026
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Verified rate book

Current Methuen Credit Union rates

32 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

8 offers
Methuen Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loan (New or Used)auto_any_36mo4.050% APR4.050%36 mo · anyStandard
36-Month Used Auto Loanauto_used_36mo4.050% APR4.050%36 mo · usedStandard
72-Month Used Auto Loanauto_used_72mo5.000% APR5.000%72 mo · usedStandard
Auto Loan (New or Used)auto_any_72mo5.000% APR5.000%72 mo · anyStandard
Auto Loan (New Vehicles Only!)auto_new_84mo6.500% APR6.500%84 mo · newStandard
Recreational Vehicles and Toysrv_any_72mo8.250% APR8.250%72 moStandard
Boat & RV Loanboat_any_72mo8.500% APR8.500%72 moStandard
Boat & RV Loanboat_any_180mo10.000% APR10.000%180 moStandard

HELOC rates

5 offers
Methuen Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity – Fixed Rate/Second Mortgage Rates (60 month/5 year)heloc_fixed6.250% APR6.250%Standard
Home Equity Loan (Fixed)heloc_fixed6.250% APR6.250%Standard
Home Equity – Fixed Rate/Second Mortgage Rates (120 month/10 year)heloc_fixed6.500% APR6.500%Standard
Home Equity – Fixed Rate/Second Mortgage Rates (180 month/15 year)heloc_fixed7.000% APR7.000%Standard
Home Equity – Fixed Rate/Second Mortgage Rates (240 month/20 year)heloc_fixed7.500% APR7.500%Standard

Personal loan rates

1 offer
Methuen Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.250% APR10.250%60 moStandard

Student loan rates

1 offer
Methuen Credit Union student loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Student Loanstudent4.000% APR4.000%Standard

Savings & CD rates

17 offers
Methuen Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
$2500 To $9,999.99savings1.75% APY1.75%Standard
$10,000 To $24,999.99savings2.00% APY2.00%Standard
$25,000 To $49,999.99savings2.25% APY2.25%Standard
$50,000 To $99,999.99savings2.50% APY2.50%Standard
$100,000 And Oversavings2.75% APY2.75%Standard
12-Month Certificatecd_12mo3.04% APY3.04%12 moStandard
60-Month Certificatecd_60mo3.04% APY3.04%60 moStandard
48-Month Certificatecd_48mo3.04% APY3.04%48 moStandard
12-Month Certificatecd_12mo3.29% APY3.29%12 moStandard
18-Month Certificatecd_18mo3.29% APY3.29%18 moStandard
36-Month Certificatecd_36mo3.29% APY3.29%36 moStandard
48-Month Certificatecd_48mo3.29% APY3.29%48 moStandard
36-Month Certificatecd_36mo3.55% APY3.55%36 moStandard
18-Month Certificatecd_18mo3.55% APY3.55%18 moStandard
24-Month Certificatecd_24mo3.55% APY3.55%24 moStandard
6-Month Certificatecd_6mo3.81% APY3.81%6 moStandard
60-Month Certificatecd_60mo3.81% APY3.81%60 moStandard

Vehicle loans available from 4.05% APR for 36 months. HELOC rates from 6.25% APR. Personal loan rates from 10.25% APR. Savings and certificate yields up to 3.81% APY.

Source: RateAPI.dev, verified from Methuen Credit Union's official website

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About Methuen Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.5K
Assets
$39.9M
Founded
1956
Locations reported
1
NCUA charter
10954
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Methuen Credit Union

Membership eligibility from Methuen Credit Union's own published criteria. How we verify this.

Community charter: live/work in Methuen, MA

  • LocationMA

Verified from Methuen Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Methuen Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Methuen Credit Union ranks against Massachusetts peers.

Frequently Asked Questions

What rates does Methuen Credit Union offer?

Methuen Credit Union currently offers vehicle loan, HELOC, personal loan, and student loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Methuen Credit Union rates updated?

RateAPI verifies Methuen Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Methuen Credit Union's rate data?

Rate data is collected directly from Methuen Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Methuen Credit Union's auto, rv & boat loan rates?

As of August 4, 2026, Methuen Credit Union offers vehicle loans from 4.05% APR.

What is Methuen Credit Union's HELOC rate?

As of August 4, 2026, Methuen Credit Union offers home equity lines of credit from 6.25% APR.

What is Methuen Credit Union's personal loan rate?

As of August 4, 2026, Methuen Credit Union offers personal loans from 10.25% APR.

What is Methuen Credit Union's best CD rate?

As of August 4, 2026, Methuen Credit Union offers savings and certificate (CD) yields up to 3.81% APY.

Related Rate Data

Compare Methuen Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Methuen Credit Union rates

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terminal
# Get rates for Methuen Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/methuen" \
  -H "Authorization: Bearer YOUR_API_KEY"