First Technology Credit Union

San Jose, California
Last verified: August 4, 2026
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Verified rate book

Current First Technology Credit Union rates

4 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
First Technology Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Loanother6.253% APR6.253%Standard

Credit card rates

1 offer
First Technology Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card10.490% APR10.490%Standard

Savings & CD rates

2 offers
First Technology Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
First Tech Rewards Savingssavings3.00% APY3.00%Standard
3-Month Certificateshare_certificate_3mo3.50% APY3.50%3 moStandard

As of August 4, 2026, First Technology Credit Union offers mortgage rates from 6.253% APR. Credit card rates from 10.49% APR. Savings and certificate yields up to 3.50% APY.

Source: RateAPI.dev, verified from First Technology Credit Union's official website

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About First Technology Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.9M
Assets
$28.6B
Founded
1979
Locations reported
64
NCUA charter
23521
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join First Technology Credit Union

Membership eligibility from First Technology Credit Union's own published criteria. How we verify this.

Membership criteria are published on First Technology Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from First Technology Credit Union's membership page. Final membership determination is always made by the credit union.

Work at First Technology Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Technology Credit Union ranks against California peers.

Frequently Asked Questions

What rates does First Technology Credit Union offer?

First Technology Credit Union currently offers mortgage, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are First Technology Credit Union rates updated?

RateAPI verifies First Technology Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get First Technology Credit Union's rate data?

Rate data is collected directly from First Technology Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Technology Credit Union's mortgage rate?

As of August 4, 2026, First Technology Credit Union offers mortgage rates from 6.253% APR.

What is First Technology Credit Union's best CD rate?

As of August 4, 2026, First Technology Credit Union offers savings and certificate (CD) yields up to 3.50% APY.

Related Rate Data

Compare First Technology Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track First Technology Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for First Technology Credit Union
curl "https://api.rateapi.dev/credit-unions/california/first-technology" \
  -H "Authorization: Bearer YOUR_API_KEY"