Freedom Credit Union
Verified rate book
Current Freedom Credit Union rates
2 published offers verified as of August 4, 2026.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (80% CLTV)heloc_variable | 5.990% APR | 5.990% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Certificatecd_36mo | 4.05% APY | 4.05% | 36 mo | Standard |
HELOC rates from 5.99% APR. Savings and certificate yields up to 4.05% APY.
Source: RateAPI.dev, verified from Freedom Credit Union's official website
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About Freedom Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 31.7K
- Assets
- $757.4M
- Founded
- 1986
- Locations reported
- 10
- NCUA charter
- 66824
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Freedom Credit Union
Membership eligibility from Freedom Credit Union's own published criteria. How we verify this.
Community charter: live/work in Hampden, Hampshire, Franklin +3 more, MA, CT
- LocationHampden, Hampshire, Franklin, Berkshire, Hartford, Tolland — MA, CT
Cost to join: About $5.
Verified from Freedom Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Freedom Credit Union?
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Frequently Asked Questions
What rates does Freedom Credit Union offer?
Freedom Credit Union currently offers HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Freedom Credit Union rates updated?
RateAPI verifies Freedom Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Freedom Credit Union's rate data?
Rate data is collected directly from Freedom Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Freedom Credit Union's HELOC rate?
As of August 4, 2026, Freedom Credit Union offers home equity lines of credit from 5.99% APR.
What is Freedom Credit Union's best CD rate?
As of August 4, 2026, Freedom Credit Union offers savings and certificate (CD) yields up to 4.05% APY.
Related Rate Data
Compare Freedom Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Freedom Credit Union rates
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# Get rates for Freedom Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/freedom" \
-H "Authorization: Bearer YOUR_API_KEY"