Greater Springfield Credit Union

Springfield, Massachusetts
Last verified: August 4, 2026
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Verified rate book

Current Greater Springfield Credit Union rates

28 published offers verified as of August 4, 2026.

How we verify rates

Personal loan rates

1 offer
Greater Springfield Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Christmas/Vacation Loan (1 Year)personal_unsecured_12mo8.500% APR8.500%12 moStandard

Savings & CD rates

21 offers
Greater Springfield Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
minimum deposit of $1,000 (24 Months)cd_24mo2.75% APY2.75%24 moStandard
minimum deposit of $1,000 (36 Months)cd_36mo2.80% APY2.80%36 moStandard
Traditional and Roth IRA CD Rates (24 Month)ira_cd_24mo2.85% APY2.85%24 moStandard
24-Month Certificatecd_24mo2.89% APY2.85%24 moStandard
Traditional and Roth IRA CD Rates (36 Month)ira_cd_36mo2.90% APY2.90%36 moStandard
36-Month Certificatecd_36mo2.94% APY2.90%36 moStandard
minimum deposit of $1,000 (48 Months)cd_48mo3.00% APY3.00%48 moStandard
minimum deposit of $1,000 (60 Months)cd_60mo3.00% APY3.00%60 moStandard
Traditional and Roth IRA CD Rates (48 Month)ira_cd_48mo3.10% APY3.10%48 moStandard
Traditional and Roth IRA CD Rates (60 Month)ira_cd_60mo3.10% APY3.10%60 moStandard
60-Month Certificatecd_60mo3.14% APY3.10%60 moStandard
48-Month Certificatecd_48mo3.14% APY3.10%48 moStandard
minimum deposit of $1,000 (18 Month)cd_18mo3.25% APY3.25%18 moStandard
Traditional and Roth IRA CD Rates (18 Month)ira_cd_18mo3.35% APY3.35%18 moStandard
18-Month Certificatecd_18mo3.40% APY3.35%18 moStandard
minimum deposit of $1,000 (6 Months)cd_6mo3.50% APY3.50%6 moStandard
minimum deposit of $1,000 (12 Months)cd_12mo3.50% APY3.50%12 moStandard
Traditional and Roth IRA CD Rates (6 Month)ira_cd_6mo3.60% APY3.60%6 moStandard
Traditional and Roth IRA CD Rates (12 Month)ira_cd_12mo3.60% APY3.60%12 moStandard
6-Month Certificatecd_6mo3.66% APY3.60%6 moStandard
12-Month Certificatecd_12mo3.66% APY3.60%12 moStandard

Other rates

6 offers
Greater Springfield Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
YOU (1 Year)other8.750% %8.750%—Standard
YOU (2 Year)other9.750% %9.750%—Standard
YOU (3 Year)other10.750% %10.750%—Standard
YOU (4 Year)other11.750% %11.750%—Standard
YOU (5 Year)other12.750% %12.750%—Standard
YOU (6 Year)other15.500% %15.500%—Standard

Personal loan rates from 8.5% APR. Savings and certificate yields up to 3.66% APY.

Source: RateAPI.dev, verified from Greater Springfield Credit Union's official website

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About Greater Springfield Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
11K
Assets
$227.8M
Founded
1927
Locations reported
2
NCUA charter
67902
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

BrightbridgeSpringfield - Industry Ave · Springfield · MA · 01104-3222About 1.3 miles awayFreedomBOYLSTON · SPRINGFIELD · MA · 01104-3323About 1.3 miles awayPioneer ValleyCorporate Office · Springfield · MA · 01104About 1.3 miles awayUmassfive CollegeMercy Medical Center Branch · Springfield · MA · 01104-2377About 1.3 miles awayAldenMain Office · Chicopee · MA · 01020-1255About 3.7 miles awayPolish NationalFront Street · Chicopee · MA · 01020-1723About 3.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Greater Springfield Credit Union

Membership eligibility from Greater Springfield Credit Union's own published criteria. How we verify this.

Community charter: live/work in Hampden, Hampshire

  • LocationHampden, Hampshire

Cost to join: About $25.

Verified from Greater Springfield Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Greater Springfield Credit Union?

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Frequently Asked Questions

What rates does Greater Springfield Credit Union offer?

Greater Springfield Credit Union currently offers personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Greater Springfield Credit Union rates updated?

RateAPI verifies Greater Springfield Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Greater Springfield Credit Union's rate data?

Rate data is collected directly from Greater Springfield Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Greater Springfield Credit Union's personal loan rate?

As of August 4, 2026, Greater Springfield Credit Union offers personal loans from 8.5% APR.

What is Greater Springfield Credit Union's best CD rate?

As of August 4, 2026, Greater Springfield Credit Union offers savings and certificate (CD) yields up to 3.66% APY.

Related Rate Data

Compare Greater Springfield Credit Union's rates against national credit-union benchmarks.

More Massachusetts credit unionsPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Greater Springfield Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/greater-springfield" \
  -H "Authorization: Bearer YOUR_API_KEY"
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