Holyoke Credit Union
Verified rate book
Current Holyoke Credit Union rates
24 published offers verified as of August 4, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Jumbo Fixed-Rate Mortgage Loan (Max $1,000,000) (Jumbo 30 Year Fixed Rate Loan (1))30 year fixed | 6.750% APR | 6.750% | — | Standard |
| 30 Year Fixed Rate (1)30 year fixed | 6.876% APR | 6.876% | — | Standard |
| Jumbo Fixed-Rate Mortgage Loan (Max $1,000,000) (Jumbo 15 Year Fixed Rate Loan (1))15 year fixed | 6.125% APR | 6.125% | — | Standard |
| 5/1 ARM (1)(2)5 1 arm | 5.625% APR | 5.625% | — | Standard |
| 7/1 ARM (1)(2)7 1 arm | 5.875% APR | 5.875% | — | Standard |
| 10/1 ARM (1)(2)10 1 arm | 6.125% APR | 6.125% | — | Standard |
| 100% Basicother | 8.490% APR | 8.490% | — | Standard |
Savings & CD rates
17 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savers Money Marketmoney_market | 0.01% APY | 0.01% | — | Standard |
| Statement Savings Accountsavings | 0.01% APY | 0.01% | — | Standard |
| Smart Start Savings (Tier 2)savings | 0.10% APY | 0.10% | — | Standard |
| TIER 2savings | 0.15% APY | 0.15% | — | Standard |
| TIER 3savings | 0.20% APY | 0.20% | — | Standard |
| 5-Month IRA Certificateira_cd_5mo | 0.70% APY | 0.70% | 5 mo | Standard |
| 6-Month IRA Certificateira_cd_6mo | 0.75% APY | 0.75% | 6 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 1.01% APY | 1.01% | 12 mo | Standard |
| 18-Month IRA Certificateira_cd_18mo | 1.31% APY | 1.31% | 18 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 1.36% APY | 1.36% | 24 mo | Standard |
| 30-Month IRA Certificateira_cd_30mo | 1.51% APY | 1.51% | 30 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 1.56% APY | 1.56% | 36 mo | Standard |
| 48-Month IRA Certificateira_cd_48mo | 1.56% APY | 1.56% | 48 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 1.56% APY | 1.56% | 60 mo | Standard |
| TIER 4savings | 1.95% APY | 1.95% | — | Standard |
| Companion Deposit Accountsavings | 3.30% APY | 3.30% | — | Standard |
| Smart Start Savings (Tier 1)savings | 3.72% APY | 3.72% | — | Standard |
As of August 4, 2026, Holyoke Credit Union offers a 30-year fixed mortgage at 6.75% APR. Savings and certificate yields up to 3.72% APY.
Source: RateAPI.dev, verified from Holyoke Credit Union's official website
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About Holyoke Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 21.6K
- Assets
- $299.4M
- Founded
- 1911
- Locations reported
- 3
- NCUA charter
- 67875
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Holyoke Credit Union
Membership eligibility from Holyoke Credit Union's own published criteria. How we verify this.
Membership criteria are published on Holyoke Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Holyoke Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Holyoke Credit Union?
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Frequently Asked Questions
What rates does Holyoke Credit Union offer?
Holyoke Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Holyoke Credit Union rates updated?
RateAPI verifies Holyoke Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Holyoke Credit Union's rate data?
Rate data is collected directly from Holyoke Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Holyoke Credit Union's mortgage rate?
As of August 4, 2026, Holyoke Credit Union offers a 30-year fixed mortgage at 6.75% APR.
What is Holyoke Credit Union's best CD rate?
As of August 4, 2026, Holyoke Credit Union offers savings and certificate (CD) yields up to 3.72% APY.
Related Rate Data
Compare Holyoke Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Holyoke Credit Union rates
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# Get rates for Holyoke Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/holyoke" \
-H "Authorization: Bearer YOUR_API_KEY"