Alden Credit Union
Verified rate book
Current Alden Credit Union rates
61 published offers verified as of August 4, 2026.
Mortgage rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5/5 ARM No Boundary PLUS5 5 arm | 5.240% APR | 5.240% | — | Standard |
| 5/1 ARM First Time Homebuyer (Initial Interest Rate)5 1 arm | 5.240% APR | 5.240% | — | Standard |
| 5/1 ARM First Time Homebuyer ****Contact Alden Credit Union for more information on our First Time Homebuyer Program5 1 arm | 5.750% APR | 5.750% | — | Standard |
| 7/1 ARM7 1 arm | 6.000% APR | 6.000% | — | Standard |
| 5/1 ARM First Time Homebuyer (APR)5 1 arm | 6.636% APR | 6.636% | — | Standard |
| Months 1-60other | 5.240% APR | 5.240% | — | Standard |
| Initial Interest Rateother | 5.240% APR | 5.240% | — | Standard |
| Mortgage Loanother | 6.636% APR | 6.636% | — | Standard |
| Initial Fixed Periodother | 6.666% APR | 6.666% | — | Standard |
| Months 61-120*other | 7.240% APR | 7.240% | — | Standard |
| Months 121-360*other | 7.275% APR | 7.275% | — | Standard |
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto/Harley Davidson Loan Rates Rates effective as of July 29, 2026 (Up to 36 Months *)auto_any_36mo | 4.990% APR | 4.990% | 36 mo | Standard |
| Auto/Harley Davidson Loan Rates Rates effective as of July 29, 2026 (48 Months *)auto_any_48mo | 5.240% APR | 5.240% | 48 mo | Standard |
| Auto/Harley Davidson Loan Rates Rates effective as of July 29, 2026 (66 Months *)auto_any_66mo | 5.740% APR | 5.740% | 66 mo | Standard |
| Auto/Harley Davidson Loan Rates Rates effective as of July 29, 2026 (60 Months *)auto_any_60mo | 5.740% APR | 5.740% | 60 mo | Standard |
| Auto/Harley Davidson Loan Rates Rates effective as of July 29, 2026 (72 Months *)auto_any_72mo | 6.740% APR | 6.740% | 72 mo | Standard |
| Motorcycle Loan Rates Rates effective as of June 3, 2021 (60 Months)motorcycle_any_60mo | 8.740% APR | 8.740% | 60 mo | Standard |
| 24 Months - 60 Monthsauto_any_60mo | 8.740% APR | 8.740% | 60 mo | Standard |
| Recreational Vehicle (RV) Loan Rates Rates effective as of June 3, 2021 (24 Months - 60 Months)rv_any_24mo | 8.740% APR | 8.740% | 24 mo | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan Rates Rates effective as of March 19, 2026 (5 Year)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| Home Equity Loan Rates Rates effective as of March 19, 2026 (10 Year)heloc_fixed | 6.490% APR | 6.490% | — | Standard |
| Home Equity Loan Rates Rates effective as of March 19, 2026 (15 Year)heloc_fixed | 6.740% APR | 6.740% | — | Standard |
| Home Equity Loan Rates Rates effective as of March 19, 2026 (20 Year)heloc_fixed | 6.990% APR | 6.990% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24 Months - 48 Months (Personal Loan)personal_unsecured_48mo | 12.740% APR | 12.740% | 48 mo | Standard |
| Transaction limitations: (Personal Loan)personal_unsecured | 12.740% APR | 12.740% | — | Standard |
| Personal Loan Rates Rates effective as of June 3, 2021 (24 Months - 48 Months)personal_unsecured_24mo | 12.740% APR | 12.740% | 24 mo | Standard |
| 4.990% for the first 60 months (Personal Loan)personal_unsecured_60mo | 12.740% APR | 12.740% | 60 mo | Introductory offer |
Savings & CD rates
31 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Statement Savings Account Rates Rates effective as of January 24, 2024 (IRA Savings)ira | 0.05% APY | 0.05% | — | Standard |
| No Nonsense Checking Rates Rates effective as of June 3, 2021 (No Nonsense Business Plus Checking)savings | 0.05% APY | 0.05% | — | Standard |
| Money Market Rates Rates effective as of January 24, 2024 ($1,000.00 - $4,999.99)money_market | 0.10% APY | 0.10% | — | Standard |
| $1,000.00 - $4,999.99savings | 0.10% APY | 0.10% | — | Standard |
| $5,000.00 - $19,999.99savings | 0.15% APY | 0.15% | — | Standard |
| Money Market Rates Rates effective as of January 24, 2024 ($5,000.00 - $19,999.99)money_market | 0.15% APY | 0.15% | — | Standard |
| Money Market Rates Rates effective as of January 24, 2024 ($20,000.00 - $49,999.99)money_market | 0.25% APY | 0.25% | — | Standard |
| $20,000.00 - $49,999.99savings | 0.25% APY | 0.25% | — | Standard |
| $50,000.00 - $99,999.99savings | 0.35% APY | 0.35% | — | Standard |
| Money Market Rates Rates effective as of January 24, 2024 ($50,000.00 - $99,999.99)money_market | 0.35% APY | 0.35% | — | Standard |
| Certificate of Deposit Rates Rates effective as of September 26, 2025 (6 Month Certificate)cd_6mo | 0.45% APY | 0.45% | 6 mo | Standard |
| $100,000.00 And Oversavings | 0.45% APY | 0.45% | — | Standard |
| Transaction limitations: (Money Market)money_market | 0.45% APY | 0.45% | — | Standard |
| Money Market Rates Rates effective as of January 24, 2024 ($100,000.00 and over)money_market | 0.45% APY | 0.45% | — | Standard |
| 4.990% for the first 60 months (Money Market)money_market | 0.45% APY | 0.45% | 60 mo | Introductory offer |
| 24 Months - 48 Months (Money Market)money_market | 0.45% APY | 0.45% | 48 mo | Standard |
| IRA Rates Rates effective as of September 26, 2025 (6 Month Certificate)ira_cd_6mo | 0.45% APY | 0.45% | 6 mo | Standard |
| IRA Rates Rates effective as of September 26, 2025 (18 Month Certificate)ira_cd_18mo | 0.65% APY | 0.65% | 18 mo | Standard |
| Certificate of Deposit Rates Rates effective as of September 26, 2025 (18 Month Certificate)cd_18mo | 0.65% APY | 0.65% | 18 mo | Standard |
| Certificate of Deposit Rates Rates effective as of September 26, 2025 (36 Month Certificate)cd_36mo | 0.80% APY | 0.80% | 36 mo | Standard |
| Certificate of Deposit Rates Rates effective as of September 26, 2025 (1 Year Certificate)cd_12mo | 0.80% APY | 0.80% | 12 mo | Standard |
| IRA Rates Rates effective as of September 26, 2025 (1 Year Certificate)ira_cd_12mo | 0.80% APY | 0.80% | 12 mo | Standard |
| IRA Rates Rates effective as of September 26, 2025 (36 Month Certificate)ira_cd_36mo | 0.80% APY | 0.80% | 36 mo | Standard |
| Certificate of Deposit Rates Rates effective as of September 26, 2025 (5 Year Certificate)cd_60mo | 1.16% APY | 1.16% | 60 mo | Standard |
| IRA Rates Rates effective as of September 26, 2025 (5 Year Certificate)ira_cd_60mo | 1.16% APY | 1.16% | 60 mo | Standard |
| Certificate of Deposit Rates Rates effective as of September 26, 2025 (5 Month Certificate SPECIAL)cd_5mo | 3.50% APY | 3.50% | 5 mo | Standard |
| IRA Rates Rates effective as of September 26, 2025 (5 Month Certificate SPECIAL)ira_cd_5mo | 3.50% APY | 3.50% | 5 mo | Standard |
| Certificate of Deposit Rates Rates effective as of September 26, 2025 (10 Month Certificate SPECIAL)cd_10mo | 3.75% APY | 3.75% | 10 mo | Standard |
| IRA Rates Rates effective as of September 26, 2025 (10 Month Certificate SPECIAL)ira_cd_10mo | 3.75% APY | 3.75% | 10 mo | Standard |
| 66-Month Certificatecd_66mo | 5.74% APY | 5.74% | 66 mo | Standard |
| 60-Month Certificatecd_60mo | 5.99% APY | 5.99% | 60 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rate Adjustment Capsother | 2.000% % | 2.000% | — | Standard |
| Margin / Indexother | 2.875% % | 2.875% | — | Standard |
| Today's Ratesother | 5.740% % | 5.740% | — | Standard |
As of August 4, 2026, Alden Credit Union offers a 5 5 arm mortgage at 5.24% APR. Vehicle loans available from 4.99% APR for 36 months. HELOC rates from 5.99% APR. Personal loan rates from 12.74% APR. Savings and certificate yields up to 5.99% APY.
Source: RateAPI.dev, verified from Alden Credit Union's official website
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About Alden Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 12.8K
- Assets
- $187.9M
- Founded
- 1939
- Locations reported
- 5
- NCUA charter
- 67951
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
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Who Can Join Alden Credit Union
Membership eligibility from Alden Credit Union's own published criteria. How we verify this.
Community charter: live/work in Hampden County, Hampshire County, MA
- LocationHampden County, Hampshire County — MA
Cost to join: About $25.
Verified from Alden Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Alden Credit Union?
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Frequently Asked Questions
What rates does Alden Credit Union offer?
Alden Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Alden Credit Union rates updated?
RateAPI verifies Alden Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Alden Credit Union's rate data?
Rate data is collected directly from Alden Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Alden Credit Union's mortgage rate?
As of August 4, 2026, Alden Credit Union offers a 5 5 arm mortgage at 5.24% APR.
What are Alden Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Alden Credit Union offers vehicle loans from 4.99% APR.
What is Alden Credit Union's HELOC rate?
As of August 4, 2026, Alden Credit Union offers home equity lines of credit from 5.99% APR.
What is Alden Credit Union's personal loan rate?
As of August 4, 2026, Alden Credit Union offers personal loans from 12.74% APR.
What is Alden Credit Union's best CD rate?
As of August 4, 2026, Alden Credit Union offers savings and certificate (CD) yields up to 5.99% APY.
Related Rate Data
Compare Alden Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Alden Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/alden" \
-H "Authorization: Bearer YOUR_API_KEY"