Billerica Municipal Employees Credit Union
Verified rate book
Current Billerica Municipal Employees Credit Union rates
41 published offers verified as of August 4, 2026.
Auto & vehicle rates
19 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto - New with Direct Deposit (Up to 48 Months)auto_new_48mo | 4.500% APR | 4.500% | 48 mo · new | Standard |
| $22.81 Per 1,000auto_any_48mo | 4.500% APR | 4.500% | 48 mo | Standard |
| $15.99 Per 1,000auto_any_72mo | 4.750% APR | 4.750% | 72 mo | Standard |
| Auto - New with Direct Deposit (49 to 72 Months)auto_new_72mo | 4.750% APR | 4.750% | 72 mo · new | Standard |
| Auto - New without Direct Deposit (Up to 48 Months)auto_new_48mo | 5.000% APR | 5.000% | 48 mo · new | Standard |
| Auto - Used with Direct Deposit (Up to 48 Months)auto_used_48mo | 5.000% APR | 5.000% | 48 mo · used | Standard |
| $23.03 Per 1,000auto_any_48mo | 5.000% APR | 5.000% | 48 mo | Standard |
| RV - New up to 2yrs old (Up to 72 Months)rv_new_72mo | 5.500% APR | 5.500% | 72 mo · new | Standard |
| $16.34 Per 1,000auto_any_72mo | 5.500% APR | 5.500% | 72 mo | Standard |
| $16.46 Per 1,000auto_any_72mo | 5.750% APR | 5.750% | 72 mo | Standard |
| Auto - Used without Direct Deposit (Up to 48 Months)auto_used_48mo | 5.750% APR | 5.750% | 48 mo · used | Standard |
| Auto - Used with Direct Deposit (49 to 72 Months)auto_used_72mo | 5.750% APR | 5.750% | 72 mo · used | Standard |
| $16.58 Per 1,000auto_any_72mo | 6.000% APR | 6.000% | 72 mo | Standard |
| Auto - New without Direct Deposit (49 to 72 Months)auto_new_72mo | 6.000% APR | 6.000% | 72 mo · new | Standard |
| RV Camper & Boats in excess of $30,000 (Up to 120 Months)rv_any_120mo | 6.500% APR | 6.500% | 120 mo | Standard |
| $16.81 Per 1,000auto_any_72mo | 6.500% APR | 6.500% | 72 mo | Standard |
| Auto - Used without Direct Deposit (49 to 72 Months)auto_used_72mo | 6.500% APR | 6.500% | 72 mo · used | Standard |
| RV - Used 3 to 7 yrs old (Up to 72 Months)rv_used_72mo | 6.500% APR | 6.500% | 72 mo · used | Standard |
| RV Camper & Boats in excess of $30,000 (121 to 180 Months)rv_any_180mo | 6.750% APR | 6.750% | 180 mo | Standard |
Personal loan rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vacation Loanpersonal_unsecured_12mo | 7.000% APR | 7.000% | 12 mo | Standard |
| 12-Month Unsecured Personal Loanpersonal_unsecured_12mo | 13.000% APR | 13.000% | 12 mo | Standard |
| 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 13.500% APR | 13.500% | 24 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 14.000% APR | 14.000% | 36 mo | Standard |
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 14.500% APR | 14.500% | 48 mo | Standard |
| Personal (12 Months)other | 13.000% APR | 13.000% | — | Standard |
| Personal (24 Months)other | 13.500% APR | 13.500% | — | Standard |
| Personal (36 Months)other | 14.000% APR | 14.000% | — | Standard |
| Personal (48 Months)other | 14.500% APR | 14.500% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Card up to $10,000 for 36 months (Up to 36 Months)credit_card | 8.750% APR | 8.750% | — | Standard |
| Credit Cardcredit_card | 8.750% APR | 8.750% | — | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Sharessavings | 0.25% APY | 0.25% | — | Standard |
| MoneyMarketsavings | 2.27% APY | 2.25% | — | Standard |
| 18-Month Certificatecd_18mo | 2.78% APY | 2.75% | 18 mo | Standard |
| 12-Month Certificatecd_12mo | 3.29% APY | 3.24% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 3.55% APY | 3.50% | 6 mo | Standard |
Other rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Special Loanother | 9.500% % | 9.500% | — | Standard |
| Special only one per member per year with $3,000 max (12 Months)other | 9.500% % | 9.500% | — | Standard |
| $89.31 Per 1,000other | 13.000% % | 13.000% | — | Standard |
| $47.78 Per 1,000other | 13.500% % | 13.500% | — | Standard |
| $34.18 Per 1,000other | 14.000% % | 14.000% | — | Standard |
| $27.58 Per 1,000other | 14.500% % | 14.500% | — | Standard |
Vehicle loans available from 4.5% APR for 48 months. Personal loan rates from 7% APR. Credit card rates from 8.75% APR. Savings and certificate yields up to 3.55% APY.
Source: RateAPI.dev, verified from Billerica Municipal Employees Credit Union's official website
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About Billerica Municipal Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.3K
- Assets
- $23.8M
- Founded
- 1971
- Locations reported
- 2
- NCUA charter
- 66336
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Electronic statements
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Billerica Municipal Employees Credit Union
Membership eligibility from Billerica Municipal Employees Credit Union's own published criteria. How we verify this.
Membership criteria are published on Billerica Municipal Employees Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Billerica Municipal Employees Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Billerica Municipal Employees Credit Union offer?
Billerica Municipal Employees Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Billerica Municipal Employees Credit Union rates updated?
RateAPI verifies Billerica Municipal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Billerica Municipal Employees Credit Union's rate data?
Rate data is collected directly from Billerica Municipal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Billerica Municipal Employees Credit Union's auto & rv loan rates?
As of August 4, 2026, Billerica Municipal Employees Credit Union offers vehicle loans from 4.5% APR.
What is Billerica Municipal Employees Credit Union's personal loan rate?
As of August 4, 2026, Billerica Municipal Employees Credit Union offers personal loans from 7% APR.
What is Billerica Municipal Employees Credit Union's best CD rate?
As of August 4, 2026, Billerica Municipal Employees Credit Union offers savings and certificate (CD) yields up to 3.55% APY.
Related Rate Data
Compare Billerica Municipal Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
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# Get rates for Billerica Municipal Employees Credit Union
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