Athol Credit Union
Verified rate book
Current Athol Credit Union rates
35 published offers verified as of August 4, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30 Year Fixed Rate Construction to Permanent30 year fixed | 7.187% APR | 7.000% | — | Standard |
| 30 Year Fixed Rate Purchase & Rehab Loan30 year fixed | 7.187% APR | 7.000% | — | Standard |
| 30-Year Fixed30 year fixed | 7.187% APR | 7.000% | — | Standard |
| 15-Year Fixed15 year fixed | 6.672% APR | 6.375% | — | Standard |
| 30 Year Adjustable Rate Mortgagearm | 6.610% APR | 6.430% | — | Standard |
| 20-Year Fixed20 year fixed | 6.991% APR | 6.750% | — | Standard |
| 30 Year Adjustable Rate Mortgage - Secondary Homearm | 7.018% APR | 6.930% | — | Standard |
| 10-Year Fixed, Land10 year fixed | 8.283% APR | 7.875% | — | Standard |
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Cars, Trucks, Motorcycles, RVs, (1-48 Months)motorcycle_any_48mo | 5.740% APR | 5.740% | 48 mo | Standard |
| Cars, Trucks, Motorcycles, RVs, (49-66 Months)motorcycle_any_66mo | 5.990% APR | 5.990% | 66 mo | Standard |
| Cars, Trucks, Motorcycles, RVs, (67-75 Months)motorcycle_any_75mo | 6.490% APR | 6.490% | 75 mo | Standard |
| Cars, Trucks, Motorcycles, RVs, (76-84 Months)motorcycle_any_84mo | 6.740% APR | 6.740% | 84 mo | Standard |
| Personal Loans (includes boats, powersports, tractors, debt consolidation)boat_any_84mo | 10.240% APR | 10.240% | 84 mo | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 20 Year Fixed Rate Home Equity Loan - Primary Residenceheloc_fixed | 5.969% APR | 5.750% | — | Standard |
| 30 Year HELOC - Primary Residenceheloc_variable | 6.788% APR | 6.750% | — | Standard |
| 20Year Fixed Rate Home Equity Loan - Secondary Residenceheloc_fixed | 6.978% APR | 6.750% | — | Standard |
| 30 Year HELOC - Investment Property / Secondary Homeheloc_variable | 7.935% APR | 7.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 120-Month Share-Secured Loanpersonal_secured_120mo | 5.490% APR | 5.490% | 120 mo | Standard |
| 48-Month Credit Builder Loanpersonal_unsecured_48mo | 5.990% APR | 5.990% | 48 mo | Standard |
Savings & CD rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| umbrella (All balances if qualifications not met)savings | 0.10% APY | 0.10% | — | Standard |
| 14-Month IRA Certificateira_cd_14mo | 0.25% APY | 0.25% | 14 mo | Standard |
| Umbrella ($25,000+)savings | 0.25% APY | 0.25% | — | Standard |
| 15-Month IRA Certificateira_cd_15mo | 0.30% APY | 0.30% | 15 mo | Standard |
| 18-Month IRA Certificateira_cd_18mo | 0.30% APY | 0.30% | 18 mo | Standard |
| 30-Month IRA Certificateira_cd_30mo | 0.35% APY | 0.35% | 30 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 0.35% APY | 0.35% | 24 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 0.40% APY | 0.40% | 36 mo | Standard |
| 48-Month IRA Certificateira_cd_48mo | 0.40% APY | 0.40% | 48 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 0.50% APY | 0.50% | 60 mo | Standard |
| Umbrella (0 To $25,000)savings | 1.75% APY | 1.75% | — | Standard |
| 4-Month IRA Certificateira_cd_4mo | 3.30% APY | 3.25% | 4 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 3.46% APY | 3.40% | 12 mo | Standard |
| 10-Month IRA Certificateira_cd_10mo | 3.50% APY | 3.45% | 10 mo | Standard |
| 9-Month IRA Certificateira_cd_9mo | 3.61% APY | 3.55% | 9 mo | Standard |
| 6-Month IRA Certificateira_cd_6mo | 3.61% APY | 3.55% | 6 mo | Standard |
As of August 4, 2026, Athol Credit Union offers a 30-year fixed mortgage at 7.187% APR. Vehicle loans available from 5.74% APR for 48 months. HELOC rates from 5.969% APR. Personal loan rates from 5.49% APR. Savings and certificate yields up to 3.61% APY.
Source: RateAPI.dev, verified from Athol Credit Union's official website
Loading branch locator…
About Athol Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.3K
- Assets
- $97.3M
- Founded
- 1930
- Locations reported
- 1
- NCUA charter
- 66819
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Athol Credit Union
Membership eligibility from Athol Credit Union's own published criteria. How we verify this.
Community charter: live/work in Franklin, Hampshire, Worcester
- LocationFranklin, Hampshire, Worcester
Verified from Athol Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Athol Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Athol Credit Union ranks against Massachusetts peers.
Frequently Asked Questions
What rates does Athol Credit Union offer?
Athol Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Athol Credit Union rates updated?
RateAPI verifies Athol Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Athol Credit Union's rate data?
Rate data is collected directly from Athol Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Athol Credit Union's mortgage rate?
As of August 4, 2026, Athol Credit Union offers a 30-year fixed mortgage at 7.187% APR.
What are Athol Credit Union's boat & motorcycle loan rates?
As of August 4, 2026, Athol Credit Union offers vehicle loans from 5.74% APR.
What is Athol Credit Union's HELOC rate?
As of August 4, 2026, Athol Credit Union offers home equity lines of credit from 5.969% APR.
What is Athol Credit Union's personal loan rate?
As of August 4, 2026, Athol Credit Union offers personal loans from 5.49% APR.
What is Athol Credit Union's best CD rate?
As of August 4, 2026, Athol Credit Union offers savings and certificate (CD) yields up to 3.61% APY.
Related Rate Data
Compare Athol Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Athol Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Athol Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/athol" \
-H "Authorization: Bearer YOUR_API_KEY"