Gfa Credit Union

Gardner, Massachusetts
Last verified: August 3, 2026
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Verified rate book

Current Gfa Credit Union rates

31 published offers verified as of August 3, 2026.

How we verify rates

Personal loan rates

3 offers
Gfa Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Unsecured Personal Loanpersonal_unsecured_48mo13.490% APR13.490%48 moStandard
72-Month Unsecured Personal Loanpersonal_unsecured_72mo15.490% APR15.490%72 moStandard
12-Month Signature Loanpersonal_unsecured_12mo17.490% APR17.490%12 moStandard

Savings & CD rates

28 offers
Gfa Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Term Certificate - 3 < 6 Monthsshare_certificate_3mo0.20% APY0.20%3 moStandard
IRA Certificate - 3 < 6 Monthsira_cd_3mo0.20% APY0.20%3 moStandard
Term Certificate - 6 < 12 Monthsshare_certificate_6mo0.25% APY0.25%6 moStandard
IRA Certificate - 6 < 12 Monthsira_cd_6mo0.25% APY0.25%6 moStandard
Term Certificate - 12 < 24 Monthsshare_certificate_12mo0.35% APY0.35%12 moStandard
IRA Certificate - 12 < 24 Monthsira_cd_12mo0.35% APY0.35%12 moStandard
IRA Certificate - 24 < 36 Monthsira_cd_24mo0.40% APY0.40%24 moStandard
Term Certificate - 24 < 36 Monthsshare_certificate_24mo0.40% APY0.40%24 moStandard
IRA Certificate - 36 < 48 Monthsira_cd_36mo0.60% APY0.60%36 moStandard
Term Certificate - 36 < 48 Monthsshare_certificate_36mo0.60% APY0.60%36 moStandard
Term Certificate - 48 < 60 Monthsshare_certificate_48mo0.75% APY0.75%48 moStandard
IRA Certificate - 48 < 60 Monthsira_cd_48mo0.75% APY0.75%48 moStandard
IRA Certificate - 60 =/< 84 Monthsira_cd_60mo0.85% APY0.85%60 moStandard
Term Certificate - 60 =/< 84 Monthsshare_certificate_60mo0.85% APY0.85%60 moStandard
6-Month IRA Certificateira_cd_6mo2.75% APY2.72%6 moStandard
25-Month IRA Certificateira_cd_25mo3.20% APY3.15%25 moStandard
25-Month Certificateshare_certificate_25mo3.20% APY3.15%25 moStandard
15-Month IRA Certificateira_cd_15mo3.60% APY3.54%15 moStandard
10-Month Certificateshare_certificate_10mo3.70% APY3.64%10 moStandard
10-Month IRA Certificateira_cd_10mo3.70% APY3.64%10 moStandard
3-Month Certificateshare_certificate_3mo3.75% APY3.69%3 moStandard
6-Month Certificateshare_certificate_6mo3.75% APY3.69%6 moStandard
3-Month IRA Certificateira_cd_3mo3.75% APY3.69%3 moStandard
5-Month Certificateshare_certificate_5mo3.80% APY3.74%5 moStandard
5-Month IRA Certificateira_cd_5mo3.80% APY3.74%5 moStandard
Student Saver Certificatecd_12mo4.00% APY4.00%12 moStandard
8-Month Certificateshare_certificate_8mo4.00% APY3.93%8 moStandard
15-Month Certificateshare_certificate_15mo4.25% APY4.17%15 moStandard

Personal loan rates from 13.49% APR. Savings and certificate yields up to 4.25% APY.

Source: RateAPI.dev, verified from Gfa Credit Union's official website

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About Gfa Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
33.4K
Assets
$760.6M
Founded
1938
Locations reported
7
NCUA charter
24279
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships
  • Credit-builder products
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

WorkersGardner · Gardner · MA · 01440Branch in the same ZIPI-CWestminster · Westminster · MA · 01473About 4.7 miles awayAll OneFitchburg High School · Fitchburg · MA · 01420-1369About 8.6 miles awayFirst TechnologyFitchburg · Fitchburg · MA · 01420About 8.6 miles awayWebster FirstFitchburg · Fitchburg · MA · 01420-4327About 8.6 miles awayAtholMain Office · Athol · MA · 01331-1825About 10.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Gfa Credit Union

Membership eligibility from Gfa Credit Union's own published criteria. How we verify this.

Membership criteria are published on Gfa Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $10.

Verified from Gfa Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Gfa Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Gfa Credit Union ranks against Massachusetts peers.

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Frequently Asked Questions

What rates does Gfa Credit Union offer?

Gfa Credit Union currently offers personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Gfa Credit Union rates updated?

RateAPI verifies Gfa Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Gfa Credit Union's rate data?

Rate data is collected directly from Gfa Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Gfa Credit Union's personal loan rate?

As of August 3, 2026, Gfa Credit Union offers personal loans from 13.49% APR.

What is Gfa Credit Union's best CD rate?

As of August 3, 2026, Gfa Credit Union offers savings and certificate (CD) yields up to 4.25% APY.

Related Rate Data

Compare Gfa Credit Union's rates against national credit-union benchmarks.

More Massachusetts credit unionsPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Gfa Credit Union rates

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# Get rates for Gfa Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/gfa" \
  -H "Authorization: Bearer YOUR_API_KEY"
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