Educational Systems Credit Union
Verified rate book
Current Educational Systems Credit Union rates
29 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.818% APR | 6.375% | — | Standard |
HELOC rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| < Or =70%heloc | 6.250% APR | 6.250% | — | Standard |
| Second Mortgages (Up to 5 years)heloc_fixed | 6.250% APR | 6.250% | — | Standard |
| Prime -0.50%heloc_variable | 6.250% APR | 6.250% | — | Standard |
| Second Mortgages (Up to 10 years)heloc_fixed | 6.625% APR | 6.625% | — | Standard |
| Prime +0.00%heloc_variable | 6.750% APR | 6.750% | — | Standard |
| Second Mortgages (Up to 15 years)heloc_fixed | 6.990% APR | 6.990% | — | Standard |
| Prime +1.00%heloc_variable | 7.750% APR | 7.750% | — | Standard |
Savings & CD rates
21 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificates and IRAs (3 months Open Now)ira_cd_3mo | 2.97% APY | 2.97% | 3 mo | Standard |
| 3 months Open Nowcd_3mo | 3.05% APY | 3.02% | 3 mo | Standard |
| High Yield Savingssavings | 3.50% APY | 3.50% | — | Standard |
| Certificates and IRAs (36 months Open Now)ira_cd_36mo | 3.55% APY | 3.55% | 36 mo | Standard |
| Certificates and IRAs (48 months Open Now)ira_cd_48mo | 3.60% APY | 3.60% | 48 mo | Standard |
| Certificates and IRAs (60 months Open Now)ira_cd_60mo | 3.65% APY | 3.65% | 60 mo | Standard |
| 36 months Open Nowcd_36mo | 3.65% APY | 3.60% | 36 mo | Standard |
| Certificates and IRAs (6 months Open Now)ira_cd_6mo | 3.65% APY | 3.65% | 6 mo | Standard |
| 48 months Open Nowcd_48mo | 3.70% APY | 3.65% | 48 mo | Standard |
| 6 months Open Nowcd_6mo | 3.75% APY | 3.70% | 6 mo | Standard |
| Certificates and IRAs (18 months Open Now)ira_cd_18mo | 3.75% APY | 3.75% | 18 mo | Standard |
| 60 months Open Nowcd_60mo | 3.75% APY | 3.70% | 60 mo | Standard |
| Certificates and IRAs (24 months Open Now)ira_cd_24mo | 3.80% APY | 3.80% | 24 mo | Standard |
| Certificates and IRAs (12 months Open Now)ira_cd_12mo | 3.84% APY | 3.84% | 12 mo | Standard |
| 18 months Open Nowcd_18mo | 3.85% APY | 3.80% | 18 mo | Standard |
| 24 months Open Nowcd_24mo | 3.90% APY | 3.84% | 24 mo | Standard |
| Certificates and IRAs (9 months Open Now)ira_cd_9mo | 3.94% APY | 3.94% | 9 mo | Standard |
| 12 months Open Nowcd_12mo | 3.95% APY | 3.89% | 12 mo | Standard |
| 9 months Open Nowcd_9mo | 4.05% APY | 3.99% | 9 mo | Standard |
| Certificates and IRAs (12 months New Money* Open Now)ira_cd_12mo | 4.09% APY | 4.09% | 12 mo | Standard |
| 12 months New Money* Open Nowcd_12mo | 4.20% APY | 4.14% | 12 mo | Standard |
As of August 4, 2026, Educational Systems Credit Union offers a 30-year fixed mortgage at 6.818% APR. HELOC rates from 6.25% APR. Savings and certificate yields up to 4.20% APY.
Source: RateAPI.dev, verified from Educational Systems Credit Union's official website
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About Educational Systems Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 84.4K
- Assets
- $1.4B
- Founded
- 1955
- Locations reported
- 14
- NCUA charter
- 10696
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Educational Systems Credit Union
Membership eligibility from Educational Systems Credit Union's own published criteria. How we verify this.
Membership via employers (Howard University Hospital) or the Support Education Foundation
- LocationAnne Arundel County, Calvert County, Caroline County, Charles County, Dorchester County, Frederick County, Howard County, Montgomery County, Prince George's County, St. Mary's County, Talbot County
- EmployerHoward University Hospital
- AssociationSupport Education Foundation
Verified from Educational Systems Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Educational Systems Credit Union?
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Frequently Asked Questions
What rates does Educational Systems Credit Union offer?
Educational Systems Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Educational Systems Credit Union rates updated?
RateAPI verifies Educational Systems Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Educational Systems Credit Union's rate data?
Rate data is collected directly from Educational Systems Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Educational Systems Credit Union's mortgage rate?
As of August 4, 2026, Educational Systems Credit Union offers a 30-year fixed mortgage at 6.818% APR.
What is Educational Systems Credit Union's HELOC rate?
As of August 4, 2026, Educational Systems Credit Union offers home equity lines of credit from 6.25% APR.
What is Educational Systems Credit Union's best CD rate?
As of August 4, 2026, Educational Systems Credit Union offers savings and certificate (CD) yields up to 4.20% APY.
Related Rate Data
Compare Educational Systems Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Educational Systems Credit Union rates
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# Get rates for Educational Systems Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/educational-systems" \
-H "Authorization: Bearer YOUR_API_KEY"