Mid-Atlantic Credit Union
Verified rate book
Current Mid-Atlantic Credit Union rates
34 published offers verified as of August 4, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.875% APR | 6.875% | — | Standard |
| Conventional 1Yr COFI ARMarm | 4.500% APR | 4.500% | — | Standard |
| 3/1 ARM3 1 arm | 5.750% APR | 5.750% | — | Standard |
| 5/1 ARM5 1 arm | 6.000% APR | 6.000% | — | Standard |
| 7/1 ARM7 1 arm | 6.250% APR | 6.250% | — | Standard |
| 10/1 ARM10 1 arm | 6.500% APR | 6.500% | — | Standard |
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New/Used Auto Loanauto_any_36mo | 4.990% APR | 4.990% | 36 mo · any | Standard |
| Auto Loanauto | 4.990% APR | 4.990% | — | Standard |
| New/Used Auto Loanauto_any_48mo | 5.240% APR | 5.240% | 48 mo · any | Standard |
| New/Used Auto Loanauto_any_60mo | 5.490% APR | 5.490% | 60 mo · any | Standard |
| New/Used Auto Loanauto_any_84mo | 5.740% APR | 5.740% | 84 mo · any | Standard |
| New Auto Loan (New Car Only)auto_new_96mo | 6.490% APR | 6.490% | 96 mo · new | Standard |
| 60-Month New Motorcycle Loanmotorcycle_new_60mo | 7.990% APR | 7.990% | 60 mo · new | Standard |
| Used Boat/RVboat_used_84mo | 8.750% APR | 8.750% | 84 mo · used | Standard |
| 60-Month Used Motorcycle Loanmotorcycle_used_60mo | 8.750% APR | 8.750% | 60 mo · used | Standard |
| New Boat/RVboat_new_120mo | 9.000% APR | 9.000% | 120 mo · new | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC | Principal & Interest (Variable Rate)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| HELOC | Interest Only (Variable Rate)heloc_variable | 7.000% APR | 7.000% | — | Standard |
| 15 or 20-Year Home Equity Loan (Fixed Rate)heloc_fixed | 8.250% APR | 8.250% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loan (Fixed Rate) **personal_unsecured | 9.750% APR | 9.750% | — | Standard |
| Kwik Kash Line of Credit (Variable Rate)ploc_variable | 11.000% APR | 11.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa Credit Card (Variable Rate)credit_card | 13.750% APR | 13.750% | — | Standard |
Savings & CD rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| All balances if qualifications not metsavings | 0.01% APY | 0.01% | — | Standard |
| Amounts over $10,000savings | 0.73% APY | 0.73% | — | Standard |
| 30 Day Regular Certificatecd | 3.44% APY | 3.44% | — | Standard |
| 4 Year Regular & IRA Certificateira_cd_48mo | 3.49% APY | 3.49% | 48 mo | Standard |
| 5 Year Regular & IRA Certificateira_cd_60mo | 3.49% APY | 3.49% | 60 mo | Standard |
| 3 Year Regular & IRA Certificateira_cd_36mo | 3.54% APY | 3.54% | 36 mo | Standard |
| 2 Year Regular & IRA Certificateira_cd_24mo | 3.54% APY | 3.54% | 24 mo | Standard |
| 18 Month Regular & IRA Accumulator Certificateira_cd_18mo | 3.58% APY | 3.58% | 18 mo | Standard |
| 1 Year Regular & IRA Certificateira_cd_12mo | 3.73% APY | 3.73% | 12 mo | Standard |
| 6 Month Regular & IRA Certificateira_cd_6mo | 3.73% APY | 3.73% | 6 mo | Standard |
| 3 Month Regular Certificatecd_3mo | 3.73% APY | 3.73% | 3 mo | Standard |
| 0 - $10,000savings | 5.00% APY | 5.00% | — | Standard |
As of August 4, 2026, Mid-Atlantic Credit Union offers a 30-year fixed mortgage at 6.875% APR. Vehicle loans available from 4.99% APR for 36 months. HELOC rates from 6.75% APR. Personal loan rates from 9.75% APR. Credit card rates from 13.75% APR. Savings and certificate yields up to 5.00% APY.
Source: RateAPI.dev, verified from Mid-Atlantic Credit Union's official website
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About Mid-Atlantic Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 17.7K
- Assets
- $448.4M
- Founded
- 1968
- Locations reported
- 4
- NCUA charter
- 18716
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Mid-Atlantic Credit Union
Membership eligibility from Mid-Atlantic Credit Union's own published criteria. How we verify this.
Community charter: live/work in Montgomery County, MD
- LocationMontgomery County — MD
- EmployerBusinesses in Montgomery County
Verified from Mid-Atlantic Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mid-Atlantic Credit Union?
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Frequently Asked Questions
What rates does Mid-Atlantic Credit Union offer?
Mid-Atlantic Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Mid-Atlantic Credit Union rates updated?
RateAPI verifies Mid-Atlantic Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Mid-Atlantic Credit Union's rate data?
Rate data is collected directly from Mid-Atlantic Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Mid-Atlantic Credit Union's mortgage rate?
As of August 4, 2026, Mid-Atlantic Credit Union offers a 30-year fixed mortgage at 6.875% APR.
What are Mid-Atlantic Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, Mid-Atlantic Credit Union offers vehicle loans from 4.99% APR.
What is Mid-Atlantic Credit Union's HELOC rate?
As of August 4, 2026, Mid-Atlantic Credit Union offers home equity lines of credit from 6.75% APR.
What is Mid-Atlantic Credit Union's personal loan rate?
As of August 4, 2026, Mid-Atlantic Credit Union offers personal loans from 9.75% APR.
What is Mid-Atlantic Credit Union's best CD rate?
As of August 4, 2026, Mid-Atlantic Credit Union offers savings and certificate (CD) yields up to 5.00% APY.
Related Rate Data
Compare Mid-Atlantic Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
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# Get rates for Mid-Atlantic Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/mid-atlantic" \
-H "Authorization: Bearer YOUR_API_KEY"