University Credit Union

Orono, Maine
Last verified: August 4, 2026
Work at University Credit Union? Claim this profile →

Verified rate book

Current University Credit Union rates

50 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
University Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Loanother5.126% APR4.990%—Standard
Mortgageother5.126% APR4.990%—Standard

Auto & vehicle rates

1 offer
University Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto3.990% APR3.990%—Standard

Savings & CD rates

47 offers
University Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
$0 - $4,999savings0.05% APY0.05%—Standard
Prime Share Savings - Joint Membershipshare_savings0.05% APY0.05%—Standard
Preferred Money Market, IRA & Coverdell ESAira0.05% APY0.05%—Standard
All balances if qualifications not metsavings0.05% APY0.05%—Standard
Prime Share / Monty Moose / Teensavings0.05% APY0.05%—Eligibility restricted
Money Marketmoney_market0.05% APY0.05%—Standard
Super Sharesavings0.05% APY0.05%—Standard
Super Sharesavings0.20% APY0.20%—Standard
Up to $500savings0.20% APY0.20%—Standard
Club & Holidaysavings0.25% APY0.25%—Standard
$100,001 And Abovesavings0.25% APY0.25%—Standard
$15,001 And Abovesavings0.25% APY0.25%—Standard
$501 - $2,500savings0.25% APY0.25%—Standard
$2,501 - $10,000savings0.35% APY0.35%—Standard
$10,001 And Abovesavings0.40% APY0.40%—Standard
Kasasa Cash - High Rewards (Over $15,000)savings0.74% APY0.25%—Standard
Kasasa Cash - REALLY High Rewards (Over $15,000)savings0.93% APY0.25%—Standard
Kasasa Saver Rewards (Over $100,000)savings1.13% APY0.25%—Standard
$5,000 And Abovesavings1.49% APY1.49%—Standard
$5,000 - $24,999savings1.49% APY1.49%—Standard
Money Marketmoney_market1.50% APY1.49%—Standard
Preferred Money Market, IRA & Coverdell ESAira1.50% APY1.49%—Standard
$25,000 - $49,999savings1.74% APY1.74%—Standard
Preferred Money Market, IRA & Coverdell ESAira1.75% APY1.74%—Standard
$50,000 - $99,999savings1.98% APY1.98%—Standard
$0 - $100,000savings1.98% APY1.98%—Standard
Kasasa Saver Rewardssavings2.00% APY1.98%—Standard
Preferred Money Market, IRA & Coverdell ESAira2.00% APY1.98%—Standard
$100,000 - $249,999savings2.23% APY2.23%—Standard
Preferred Money Market, IRA & Coverdell ESAira2.25% APY2.23%—Standard
36-Month Certificateshare_certificate_36mo2.47% APY2.47%36 moStandard
48-Month Certificateshare_certificate_48mo2.47% APY2.47%48 moStandard
60-Month Certificateshare_certificate_60mo2.47% APY2.47%60 moStandard
24-Month Certificateshare_certificate_24mo2.47% APY2.47%24 moStandard
18-Month Certificateshare_certificate_18mo2.71% APY2.71%18 moStandard
12-Month Certificateshare_certificate_12mo2.96% APY2.96%12 moStandard
$250,000 - $499,999savings2.96% APY2.96%—Standard
Preferred Money Market, IRA & Coverdell ESAira3.00% APY2.96%—Standard
$500,000 & Abovesavings3.20% APY3.20%—Standard
Money Marketmoney_market3.25% APY3.25%—Standard
Preferred Money Market, IRA & Coverdell ESAira3.25% APY3.20%—Standard
6-Month Certificateshare_certificate_6mo3.25% APY3.25%6 moStandard
10-Month Certificateshare_certificate_10mo3.39% APY3.39%10 moStandard
10-Month Certificateshare_certificate_10mo3.45% APY3.39%10 moStandard
$0 - $15,000savings3.93% APY3.93%—Standard
Kasasa Cash – High Rewardssavings4.01% APY3.94%—Standard
Kasasa Cash – REALLY High Rewardssavings5.50% APY5.37%—Standard

As of August 4, 2026, University Credit Union offers mortgage rates from 5.126% APR. Auto loans available from 3.99% APR. Savings and certificate yields up to 5.50% APY.

Source: RateAPI.dev, verified from University Credit Union's official website

Loading branch locator…

About University Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
31.1K
Assets
$529.6M
Founded
1967
Locations reported
10
NCUA charter
63133
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AcadiaBroadway Office · Bangor · ME · 04401About 5.9 miles awayBangorHogan Road · Bangor · ME · 04401-4205About 5.9 miles awayEmpeopleBangor · Bangor · ME · 04401About 5.9 miles awayMaine SavingsBangor, Broadway · Bangor · ME · 04401About 5.9 miles awaySeaboardHermon · Hermon · ME · 04401About 5.9 miles awayThe CountyBangor Branch · Bangor · ME · 04401About 5.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join University Credit Union

Membership eligibility from University Credit Union's own published criteria. How we verify this.

Membership via the University of Maine System +3 more

  • LocationME
  • AssociationUniversity of Maine System, Maine Maritime Academy, Northeast Technical Institute, The Landing School

Verified from University Credit Union's membership page. Final membership determination is always made by the credit union.

Work at University Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where University Credit Union ranks against Maine peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does University Credit Union offer?

University Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are University Credit Union rates updated?

RateAPI verifies University Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get University Credit Union's rate data?

Rate data is collected directly from University Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is University Credit Union's mortgage rate?

As of August 4, 2026, University Credit Union offers mortgage rates from 5.126% APR.

What are University Credit Union's auto loan rates?

As of August 4, 2026, University Credit Union offers auto loans from 3.99% APR.

What is University Credit Union's best CD rate?

As of August 4, 2026, University Credit Union offers savings and certificate (CD) yields up to 5.50% APY.

Related Rate Data

Compare University Credit Union's rates against national credit-union benchmarks.

More Maine credit unionsMortgage rate benchmarkAuto loan rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track University Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Maine credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for University Credit Union
curl "https://api.rateapi.dev/credit-unions/maine/university" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude