Bangor Credit Union
Verified rate book
Current Bangor Credit Union rates
37 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Land Loanother | 6.500% APR | 6.500% | — | Standard |
| Mobile Home (Park and Land)other | 7.750% APR | 7.750% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loan (2023 and Newer)auto_new_84mo | 5.250% APR | 5.250% | 84 mo · new | Standard |
| 72-Month Used Auto Loan (2017–2022)auto_used_72mo | 5.500% APR | 5.500% | 72 mo · used | Standard |
| Recreational Vehicles & othersrv_any_180mo | 5.750% APR | 5.750% | 180 mo | Standard |
| 48-Month Used Auto Loan (2016 and Older)auto_used_48mo | 7.000% APR | 7.000% | 48 mo · used | Standard |
HELOC rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate Easy Equity Loanheloc_fixed | 5.500% APR | 5.500% | — | Standard |
| 80.01 to 90% LTVheloc | 6.250% APR | 6.250% | — | Standard |
| 90.01 to 100% LTVheloc | 6.750% APR | 6.750% | — | Standard |
| Home Equity Plus - 80% LTV 1heloc | 6.750% APR | 6.750% | — | Standard |
| Home Equity Plus - 90% LTV 1heloc | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Improvement Loanpersonal_unsecured_72mo | 8.250% APR | 8.250% | 72 mo | Standard |
| 72-Month Unsecured Personal Loanpersonal_unsecured_72mo | 9.250% APR | 9.250% | 72 mo | Standard |
| Personal Line of Credit 1ploc_variable | 10.250% APR | 10.250% | — | Standard |
| Overdraft Line of Protection 2personal | 12.000% APR | 12.000% | — | Standard |
Savings & CD rates
21 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $2,000 - $20,000.00savings | 2.20% APY | 2.20% | — | Standard |
| Money Marketmoney_market | 2.20% APY | 2.20% | — | Standard |
| IRAira | 2.20% APY | 2.20% | — | Standard |
| $20,000.01 - $75,000savings | 2.40% APY | 2.40% | — | Standard |
| 1 Year (not available for IRA or Coverdell)ira | 2.60% APY | 2.60% | 12 mo | Standard |
| $75,000.01+savings | 2.60% APY | 2.60% | — | Standard |
| Share, IRA, & Coverdell Certificates (3 years)ira_cd_36mo | 3.40% APY | 3.40% | 36 mo | Standard |
| Share, IRA, & Coverdell Certificates (5 years)ira_cd_60mo | 3.40% APY | 3.40% | 60 mo | Standard |
| Share, IRA, & Coverdell Certificates (4 years)ira_cd_48mo | 3.40% APY | 3.40% | 48 mo | Standard |
| Share, IRA, & Coverdell Certificates (18 months (not available for IRA or Coverdell))ira_cd_18mo | 3.50% APY | 3.50% | 18 mo | Standard |
| Share, IRA, & Coverdell Certificates (2 years)ira_cd_24mo | 3.50% APY | 3.50% | 24 mo | Standard |
| Jumbo Share, IRA, & Coverdell Certificates (4 years)ira_cd_48mo | 3.55% APY | 3.55% | 48 mo | Standard |
| Jumbo Share, IRA, & Coverdell Certificates (3 years)ira_cd_36mo | 3.55% APY | 3.55% | 36 mo | Standard |
| Jumbo Share, IRA, & Coverdell Certificates (5 years)ira_cd_60mo | 3.55% APY | 3.55% | 60 mo | Standard |
| Share, IRA, & Coverdell Certificates (6 months (not available for IRA or Coverdell))ira_cd_6mo | 3.60% APY | 3.60% | 6 mo | Standard |
| Share, IRA, & Coverdell Certificates (1 year)ira_cd_12mo | 3.60% APY | 3.60% | 12 mo | Standard |
| Jumbo Share, IRA, & Coverdell Certificates (2 years)ira_cd_24mo | 3.65% APY | 3.65% | 24 mo | Standard |
| Jumbo Share, IRA, & Coverdell Certificates (18 months (not available for IRA or Coverdell))ira_cd_18mo | 3.65% APY | 3.65% | 18 mo | Standard |
| Jumbo Share, IRA, & Coverdell Certificates (1 year)ira_cd_12mo | 3.75% APY | 3.75% | 12 mo | Standard |
| Jumbo Share, IRA, & Coverdell Certificates (6 months (not available for IRA or Coverdell))ira_cd_6mo | 3.75% APY | 3.75% | 6 mo | Standard |
| Premium Checking* Qualifications Met (balance of $20,000 or less) (balance over $20,000) Qualifications Not Metsavings | 3.92% APY | 3.92% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 80% LTVother | 5.500% % | 5.500% | — | Standard |
As of August 4, 2026, Bangor Credit Union offers mortgage rates from 6.5% APR. Vehicle loans available from 5.25% APR for 84 months. HELOC rates from 5.5% APR. Personal loan rates from 8.25% APR. Savings and certificate yields up to 3.92% APY.
Source: RateAPI.dev, verified from Bangor Credit Union's official website
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About Bangor Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 15.7K
- Assets
- $291M
- Founded
- 1956
- Locations reported
- 4
- NCUA charter
- 10939
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Bangor Credit Union
Membership eligibility from Bangor Credit Union's own published criteria. How we verify this.
Community charter: live/work in Penobscot, Hancock, Waldo, ME
- LocationPenobscot, Hancock, Waldo — ME
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from Bangor Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Bangor Credit Union offer?
Bangor Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Bangor Credit Union rates updated?
RateAPI verifies Bangor Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Bangor Credit Union's rate data?
Rate data is collected directly from Bangor Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Bangor Credit Union's mortgage rate?
As of August 4, 2026, Bangor Credit Union offers mortgage rates from 6.5% APR.
What are Bangor Credit Union's auto & rv loan rates?
As of August 4, 2026, Bangor Credit Union offers vehicle loans from 5.25% APR.
What is Bangor Credit Union's HELOC rate?
As of August 4, 2026, Bangor Credit Union offers home equity lines of credit from 5.5% APR.
What is Bangor Credit Union's personal loan rate?
As of August 4, 2026, Bangor Credit Union offers personal loans from 8.25% APR.
What is Bangor Credit Union's best CD rate?
As of August 4, 2026, Bangor Credit Union offers savings and certificate (CD) yields up to 3.92% APY.
Related Rate Data
Compare Bangor Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Bangor Credit Union rates
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