Seaboard Credit Union
Verified rate book
Current Seaboard Credit Union rates
45 published offers verified as of August 4, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.846% APR | 6.750% | — | Standard |
| 15-Year Fixed15 year fixed | 6.405% APR | 6.250% | — | Standard |
| 7/1 ARM7 1 arm | 6.048% APR | 5.875% | — | Standard |
| 5/5 ARM5 5 arm | 6.068% APR | 5.875% | — | Standard |
| 10-Year Fixed10 year fixed | 6.218% APR | 6.000% | — | Standard |
| First Time Homebuyers Progamother | 6.068% APR | 5.875% | — | Standard |
| Second Home Mortgage Loanother | 7.000% APR | 7.000% | — | Standard |
| Land Loanother | 7.500% APR | 7.500% | — | Standard |
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Brand New Autoauto_new_36mo | 4.500% APR | 4.500% | 36 mo · new | Standard |
| Brand New Auto Brand New - Never Titledauto_new | 4.500% APR | 4.500% | new | Standard |
| Used Auto Loan (2022 and Newer)auto_used | 5.000% APR | 5.000% | used | Standard |
| Brand New Autoauto_new_72mo | 5.150% APR | 5.150% | 72 mo · new | Standard |
| Motorcycle, ATV & Snowmobile 2022 & Newermotorcycle | 5.500% APR | 5.500% | — | Standard |
| Used Auto Loan (2018–2021)auto_used | 5.700% APR | 5.700% | used | Standard |
| Brand New Autoauto_new_84mo | 5.750% APR | 5.750% | 84 mo · new | Standard |
| Motorcycle, ATV & Snowmobile 2018-2021motorcycle | 6.200% APR | 6.200% | — | Standard |
| RV's, Motorhomes Boats, Personal Watercraft New & Usedrv_any_120mo | 7.000% APR | 7.000% | 120 mo · any | Standard |
| RV's, Motorhomes, Boats, Personal Watercraftrv_any_60mo | 7.000% APR | 7.000% | 60 mo | Standard |
| Used Auto 2017 & Older Rebuilts/Salvageauto_used | 7.750% APR | 7.750% | used | Standard |
| Motorcycle, ATV & Snowmobile 2017 & Oldermotorcycle_used | 8.250% APR | 8.250% | used | Standard |
| RV's, Motorhomes, Boats, Personal Watercraftrv_any_180mo | 9.750% APR | 9.750% | 180 mo | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 11.400% APR | 11.400% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa Goldcredit_card | 9.900% APR | 9.900% | — | Standard |
| Visa Classiccredit_card | 12.900% APR | 12.900% | — | Standard |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas Club Minimum Balance $0savings | 0.25% APY | 0.25% | — | Specialty offer |
| Christmas Clubsavings | 0.25% APY | 0.25% | — | Standard |
| Money Market Minimum Balance $2500money_market | 2.72% APY | 2.72% | — | Standard |
| Health Savings Account Minimum Balance $0savings | 2.72% APY | 2.72% | — | Standard |
| IRA Minimum Balance $5ira | 2.72% APY | 2.72% | — | Standard |
| HSAcd | 2.75% APY | 2.75% | — | Standard |
| Health Savings Accountsavings | 2.75% APY | 2.72% | — | Standard |
| IRA Certificateira_cd | 2.75% APY | 3.35% | — | Standard |
| Business Certificatecd | 2.75% APY | 3.35% | — | Standard |
| Premium Certificatecd | 2.85% APY | 3.45% | — | Standard |
| Premium IRA Certificateira_cd | 2.85% APY | 3.45% | — | Standard |
| Certificatecd | 3.40% APY | 3.40% | — | Standard |
| 12-Month HSAcd_12mo | 3.40% APY | 3.40% | 12 mo | Standard |
Equipment loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Equipment Loanequipment_60mo | 7.000% APR | 7.000% | — | Standard |
| Equipment - New & Usedequipment | 7.000% APR | 7.000% | — | Standard |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Minimum Balance $500other | 2.780% % | 3.400% | — | Standard |
| Minimum Balance $100,000other | 2.890% % | 3.510% | — | Standard |
| 30 Years:other | 5.875% % | 5.875% | — | Standard |
| Camps and Seasonal Propertiesother | 7.250% % | 7.250% | — | Standard |
As of August 4, 2026, Seaboard Credit Union offers a 30-year fixed mortgage at 6.846% APR. Vehicle loans available from 4.5% APR for 36 months. HELOC rates from 6.5% APR. Personal loan rates from 11.4% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.40% APY. Equipment loans from 7% APR.
Source: RateAPI.dev, verified from Seaboard Credit Union's official website
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About Seaboard Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 13.4K
- Assets
- $242.9M
- Founded
- 1940
- Locations reported
- 3
- NCUA charter
- 4118
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Seaboard Credit Union
Membership eligibility from Seaboard Credit Union's own published criteria. How we verify this.
Membership criteria are published on Seaboard Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationHancock, Penobscot — ME
Verified from Seaboard Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Seaboard Credit Union?
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Frequently Asked Questions
What rates does Seaboard Credit Union offer?
Seaboard Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Seaboard Credit Union rates updated?
RateAPI verifies Seaboard Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Seaboard Credit Union's rate data?
Rate data is collected directly from Seaboard Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Seaboard Credit Union's mortgage rate?
As of August 4, 2026, Seaboard Credit Union offers a 30-year fixed mortgage at 6.846% APR.
What are Seaboard Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Seaboard Credit Union offers vehicle loans from 4.5% APR.
What is Seaboard Credit Union's HELOC rate?
As of August 4, 2026, Seaboard Credit Union offers home equity lines of credit from 6.5% APR.
What is Seaboard Credit Union's personal loan rate?
As of August 4, 2026, Seaboard Credit Union offers personal loans from 11.4% APR.
What is Seaboard Credit Union's best CD rate?
As of August 4, 2026, Seaboard Credit Union offers savings and certificate (CD) yields up to 3.40% APY.
Related Rate Data
Compare Seaboard Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
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# Get rates for Seaboard Credit Union
curl "https://api.rateapi.dev/credit-unions/maine/seaboard" \
-H "Authorization: Bearer YOUR_API_KEY"