Downeast Credit Union
Verified rate book
Current Downeast Credit Union rates
29 published offers verified as of August 4, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-month, fixed-rate Auto Loanauto_any_60mo | 5.120% APR | 5.120% | 60 mo | Standard |
| Used Auto Loans or Refi (5 Yrs & Newer)auto_used_84mo | 5.790% APR | 5.790% | 84 mo · used | Standard |
| 84-Month New Auto Loan, Refinanceauto_new_84mo | 5.790% APR | 5.790% | 84 mo · new | Standard |
| Recreational Loanpowersports_any_180mo | 6.290% APR | 6.290% | 180 mo | Standard |
| Used Auto Loans or Refi (Older Than 6 Yrs)auto_used_84mo | 6.290% APR | 6.290% | 84 mo · used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Stick Built & Mobile Homes 5 years or newer)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| HELOC (Mobile Homes 5 years or older)heloc_variable | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 5.790% APR | 5.790% | — | Standard |
| Line of Credit (Revolving)ploc_variable | 11.900% APR | 11.900% | — | Standard |
| Credit Builder Loanpersonal | 12.000% APR | 12.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 11.900% APR | 11.900% | — | Standard |
Savings & CD rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 0.05% APY | 0.05% | — | Standard |
| Commercial Checkingsavings | 0.05% APY | 0.05% | — | Standard |
| IRAira | 0.25% APY | 0.25% | — | Standard |
| Money Marketmoney_market | 1.65% APY | 1.64% | — | Standard |
| Money Managementsavings | 1.88% APY | 1.88% | — | Standard |
| Money Marketmoney_market | 1.90% APY | 1.88% | — | Standard |
| Money Managementsavings | 2.23% APY | 2.23% | — | Standard |
| Money Marketmoney_market | 2.25% APY | 2.23% | — | Standard |
| Money Managementsavings | 2.47% APY | 2.47% | — | Standard |
| Money Marketmoney_market | 2.50% APY | 2.47% | — | Standard |
| 36-Month IRA Certificateira_cd_36mo | 3.25% APY | 3.20% | 36 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 3.40% APY | 3.35% | 24 mo | Standard |
| Certificate Sow & Growshare_certificate_24mo | 3.40% APY | 3.35% | 24 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 3.75% APY | 3.69% | 12 mo | Standard |
| Certificate Sow & Grow (Youth)share_certificate_12mo | 3.75% APY | 3.69% | 12 mo | Eligibility restricted |
| 6-Month IRA Certificateira_cd_6mo | 4.00% APY | 3.93% | 6 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year: LOYALTY SPECIAL^other | 6.080% % | 6.080% | — | Standard |
| Whatever Loanother | 18.000% % | 18.000% | — | Standard |
Vehicle loans available from 5.12% APR for 60 months. HELOC rates from 6.75% APR. Personal loan rates from 5.79% APR. Credit card rates from 11.9% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Downeast Credit Union's official website
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About Downeast Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 25.3K
- Assets
- $327.7M
- Founded
- 1941
- Locations reported
- 8
- NCUA charter
- 68563
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Downeast Credit Union
Membership eligibility from Downeast Credit Union's own published criteria. How we verify this.
Community charter: live/work in Hancock, Kennebec, Knox +5 more
- LocationHancock, Kennebec, Knox, Lincoln, Penobscot, Sagadahoc, Waldo, Washington
Cost to join: About $5.
Verified from Downeast Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Downeast Credit Union?
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Frequently Asked Questions
What rates does Downeast Credit Union offer?
Downeast Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Downeast Credit Union rates updated?
RateAPI verifies Downeast Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Downeast Credit Union's rate data?
Rate data is collected directly from Downeast Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Downeast Credit Union's auto & powersports loan rates?
As of August 4, 2026, Downeast Credit Union offers vehicle loans from 5.12% APR.
What is Downeast Credit Union's HELOC rate?
As of August 4, 2026, Downeast Credit Union offers home equity lines of credit from 6.75% APR.
What is Downeast Credit Union's personal loan rate?
As of August 4, 2026, Downeast Credit Union offers personal loans from 5.79% APR.
What is Downeast Credit Union's best CD rate?
As of August 4, 2026, Downeast Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Downeast Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Downeast Credit Union
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