Saco Valley Credit Union

Saco, Maine
Last verified: August 4, 2026
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Verified rate book

Current Saco Valley Credit Union rates

35 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

8 offers
Saco Valley Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Titled Vehicle Rates (0-23 Months)auto_any_23mo3.490% APR3.490%23 moStandard
Titled Vehicle Rates (24-47 Months)auto_any_47mo3.990% APR3.990%47 moStandard
Titled Vehicle Rates (48-65 Months)auto_any_65mo4.490% APR4.490%65 moStandard
Titled Vehicle Rates (66-83 Months)auto_any_83mo4.990% APR4.990%83 moStandard
Non-Titled Vehicle Rates (0-23 Months)auto_any_23mo5.490% APR5.490%23 moStandard
Non-Titled Vehicle Rates (24-47 Months)auto_any_47mo5.990% APR5.990%47 moStandard
Non-Titled Vehicle Rates (48-65 Months)auto_any_65mo6.490% APR6.490%65 moStandard
Non-Titled Vehicle Rates (66-83 Months)auto_any_83mo6.990% APR6.990%83 moStandard

Personal loan rates

2 offers
Saco Valley Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loan Rates ($100)personal_unsecured9.990% APR9.990%—Standard
Unsecured Personal Loanpersonal_unsecured9.990% APR9.990%—Standard

Credit card rates

1 offer
Saco Valley Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card6.990% APR6.990%—Standard

Savings & CD rates

24 offers
Saco Valley Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Whiz Kid Sharesavings0.10% APY0.10%—Eligibility restricted
Sharesavings0.10% APY0.10%—Standard
Christmas or All-Purpose Clubsavings0.10% APY0.10%—Standard
Christmas or All-Purpose Clubsavings0.15% APY0.15%—Standard
IRA Clubira0.50% APY0.50%—Standard
High-Yield Savingssavings0.60% APY0.60%—Standard
High-Yield Savingssavings1.00% APY1.00%—Standard
High-Yield Savingssavings1.10% APY1.10%—Standard
High-Yield Savingssavings1.25% APY1.25%—Standard
High-Yield Savingssavings1.45% APY1.45%—Standard
Whiz Kid Sharesavings1.50% APY1.50%—Eligibility restricted
12-Month IRA Certificateira_cd_12mo2.53% APY2.50%12 moStandard
12-Month IRA Certificateira_cd_12mo2.58% APY2.55%12 moStandard
24-Month IRA Certificateira_cd_24mo2.78% APY2.75%24 moStandard
24-Month IRA Certificateira_cd_24mo2.83% APY2.80%24 moStandard
36-Month IRA Certificateira_cd_36mo3.04% APY3.00%36 moStandard
36-Month IRA Certificateira_cd_36mo3.09% APY3.05%36 moStandard
48-Month IRA Certificateira_cd_48mo3.35% APY3.30%48 moStandard
48-Month IRA Certificateira_cd_48mo3.40% APY3.35%48 moStandard
60-Month IRA Certificateira_cd_60mo3.56% APY3.50%60 moStandard
60-Month IRA Certificateira_cd_60mo3.61% APY3.55%60 moStandard
6-Month IRA Certificateira_cd_6mo3.66% APY3.60%6 moStandard
6-Month IRA Certificateira_cd_6mo3.71% APY3.65%6 moStandard
3-Month IRA Certificateira_cd_3mo3.76% APY3.70%3 moStandard

Auto loans available from 3.49% APR for 23 months. Personal loan rates from 9.99% APR. Credit card rates from 6.99% APR. Savings and certificate yields up to 3.76% APY.

Source: RateAPI.dev, verified from Saco Valley Credit Union's official website

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About Saco Valley Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
9.2K
Assets
$196M
Founded
1947
Locations reported
5
NCUA charter
68324
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Atlantic RegionalSaco · Saco · ME · 04072Branch in the same ZIPPeopleschoiceSaco Office · Saco · ME · 04072-1804Branch in the same ZIPTown & CountrySaco Branch · Saco · ME · 04072-2735Branch in the same ZIPUniversitySaco · Saco · ME · 04072Branch in the same ZIPEmpeopleBiddeford · Biddeford · ME · 04005About 4.2 miles awayLighthouseBiddeford Office · Biddeford · ME · 04005-2616About 4.2 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Saco Valley Credit Union

Membership eligibility from Saco Valley Credit Union's own published criteria. How we verify this.

Community charter: live/work in Cumberland, York, ME

  • LocationCumberland, York — ME

Cost to join: About $25.

Verified from Saco Valley Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Saco Valley Credit Union?

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Frequently Asked Questions

What rates does Saco Valley Credit Union offer?

Saco Valley Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Saco Valley Credit Union rates updated?

RateAPI verifies Saco Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Saco Valley Credit Union's rate data?

Rate data is collected directly from Saco Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Saco Valley Credit Union's auto loan rates?

As of August 4, 2026, Saco Valley Credit Union offers auto loans from 3.49% APR.

What is Saco Valley Credit Union's personal loan rate?

As of August 4, 2026, Saco Valley Credit Union offers personal loans from 9.99% APR.

What is Saco Valley Credit Union's best CD rate?

As of August 4, 2026, Saco Valley Credit Union offers savings and certificate (CD) yields up to 3.76% APY.

Related Rate Data

Compare Saco Valley Credit Union's rates against national credit-union benchmarks.

More Maine credit unionsAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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