Peopleschoice Credit Union
Verified rate book
Current Peopleschoice Credit Union rates
28 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.280% APR | 6.280% | — | Standard |
| 15-Year Fixed15 year fixed | 5.852% APR | 5.852% | — | Standard |
| Mortgageother | 5.852% APR | 5.852% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| Large Recreational Vehicles and Boats† (Up to 120 months)rv_any_120mo | 8.240% APR | 8.240% | 120 mo | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Loans ‡† (0-63 Months)personal_secured_63mo | 4.490% APR | 4.490% | 63 mo | Standard |
| Secured Loans ‡† (64-75 Months)personal_secured_75mo | 4.490% APR | 4.490% | 75 mo | Standard |
| Secured Loans ‡† (76-84 Months)personal_secured_84mo | 5.240% APR | 5.240% | 84 mo | Standard |
| Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 10.240% APR | 10.240% | 60 mo | Standard |
Savings & CD rates
18 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HSAira | 0.05% APY | 0.05% | — | Standard |
| BOOST Youth Savings (Balances over $2,500)****savings | 0.05% APY | 0.05% | — | Eligibility restricted |
| Money Marketmoney_market | 0.35% APY | 0.35% | — | Standard |
| Money Marketmoney_market | 0.45% APY | 0.45% | — | Standard |
| Money Marketmoney_market | 0.60% APY | 0.60% | — | Standard |
| Money Marketmoney_market | 0.70% APY | 0.70% | — | Standard |
| Money Marketmoney_market | 0.90% APY | 0.90% | — | Standard |
| Money Marketmoney_market | 1.00% APY | 1.00% | — | Standard |
| BOOST Youth Savings (Balances up to $2,500)****savings | 3.00% APY | 3.00% | — | Eligibility restricted |
| 24-Month Certificatecd_24mo | 3.04% APY | 3.00% | 24 mo | Standard |
| 18-Month Certificatecd_18mo | 3.04% APY | 3.00% | 18 mo | Standard |
| 12-Month Certificatecd_12mo | 3.04% APY | 3.00% | 12 mo | Standard |
| 36-Month Certificatecd_36mo | 3.09% APY | 3.05% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.35% APY | 3.30% | 48 mo | Standard |
| 6-Month Certificatecd_6mo | 3.49% APY | 3.44% | 6 mo | Standard |
| 60-Month Certificatecd_60mo | 3.61% APY | 3.55% | 60 mo | Standard |
| 84-Month Certificatecd_84mo | 3.61% APY | 3.55% | 84 mo | Standard |
| HighFive Checking (qualifying)***savings | 4.89% APY | 4.89% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Escrow Accountother | 0.200% % | 0.200% | — | Standard |
As of August 4, 2026, Peopleschoice Credit Union offers a 30-year fixed mortgage at 6.28% APR. Vehicle loans available from 4.49% APR. Personal loan rates from 4.49% APR. Savings and certificate yields up to 4.89% APY.
Source: RateAPI.dev, verified from Peopleschoice Credit Union's official website
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About Peopleschoice Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 20.4K
- Assets
- $366.9M
- Founded
- 1963
- Locations reported
- 4
- NCUA charter
- 68442
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Peopleschoice Credit Union
Membership eligibility from Peopleschoice Credit Union's own published criteria. How we verify this.
Membership criteria are published on Peopleschoice Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Peopleschoice Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Peopleschoice Credit Union offer?
Peopleschoice Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Peopleschoice Credit Union rates updated?
RateAPI verifies Peopleschoice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Peopleschoice Credit Union's rate data?
Rate data is collected directly from Peopleschoice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Peopleschoice Credit Union's mortgage rate?
As of August 4, 2026, Peopleschoice Credit Union offers a 30-year fixed mortgage at 6.28% APR.
What are Peopleschoice Credit Union's auto & rv loan rates?
As of August 4, 2026, Peopleschoice Credit Union offers vehicle loans from 4.49% APR.
What is Peopleschoice Credit Union's personal loan rate?
As of August 4, 2026, Peopleschoice Credit Union offers personal loans from 4.49% APR.
What is Peopleschoice Credit Union's best CD rate?
As of August 4, 2026, Peopleschoice Credit Union offers savings and certificate (CD) yields up to 4.89% APY.
Related Rate Data
Compare Peopleschoice Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Peopleschoice Credit Union
curl "https://api.rateapi.dev/credit-unions/maine/peopleschoice" \
-H "Authorization: Bearer YOUR_API_KEY"