Young Community Credit Union

Louisville, Kentucky
Last verified: August 4, 2026
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Verified rate book

Current Young Community Credit Union rates

28 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

11 offers
Young Community Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 48-Month Auto Loanauto_any_48mo6.240% APR6.240%48 moStandard
Auto Rates (49 - 60 months)auto_any_60mo6.490% APR6.490%60 moStandard
Auto Rates (61 - 72 months)auto_any_72mo6.990% APR6.990%72 moStandard
Auto Rates (73 - 84 months)auto_any_84mo7.490% APR7.490%84 moStandard
Up to 48-Month Motorcycle Loanmotorcycle_any_48mo8.240% APR8.240%48 moStandard
Motorcycles (49 - 60 months)motorcycle_any_60mo8.490% APR8.490%60 moStandard
RVs and Boats (Up to 60 months)rv_any_60mo8.740% APR8.740%60 moStandard
Motorcycles (61 - 72 months)motorcycle_any_72mo8.990% APR8.990%72 moStandard
RVs and Boats (61 - 120 months)rv_any_120mo9.240% APR9.240%120 moStandard
Motorcycles (73 - 84 months)motorcycle_any_84mo9.490% APR9.490%84 moStandard
RVs and Boats (121 - 180 months)rv_any_180mo9.740% APR9.740%180 moStandard

Savings & CD rates

17 offers
Young Community Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificate (Easy Save (1 YR Term))share_certificate_12mo0.25% APY0.25%12 moStandard
6-Month Certificateshare_certificate_6mo1.50% APY1.50%6 moStandard
Certificate (1 YR Youth ED)share_certificate_12mo1.99% APY1.99%12 moEligibility restricted
6-Month Certificateshare_certificate_6mo2.00% APY2.00%6 moStandard
($15,000 - $24,999.99)savings2.00% APY2.00%—Standard
($5,000 - $14,999.99)savings2.00% APY2.00%—Standard
(0 - $4,999.99)savings2.00% APY2.00%—Standard
Certificate (91 Day Money Market Cert)share_certificate2.00% APY2.00%—Standard
18-Month Certificateshare_certificate_18mo2.00% APY2.00%18 moStandard
48-Month Certificateshare_certificate_48mo2.02% APY2.02%48 moStandard
60-Month Certificateshare_certificate_60mo2.02% APY2.02%60 moStandard
36-Month Certificateshare_certificate_36mo2.02% APY2.02%36 moStandard
24-Month Certificateshare_certificate_24mo2.52% APY2.52%24 moStandard
24-Month Certificateshare_certificate_24mo2.65% APY2.65%24 moStandard
($25,000 - $49,999.99)savings3.00% APY3.00%—Standard
($50,000.00 - $99,999.99)savings3.00% APY3.00%—Standard
($100,000 & Up)savings4.00% APY4.00%—Standard

Vehicle loans available from 6.24% APR for 48 months. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Young Community Credit Union's official website

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About Young Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
188
Assets
$715.5K
Founded
2023
Locations reported
3
NCUA charter
24950
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

L & NHIKES POINT · LOUISVILLE · KY · 40220Branch in the same ZIPParkHikes Point · Louisville · KY · 40220Branch in the same ZIPTranscendMain Office · Louisville · KY · 40218-2209About 2.8 miles awayCommonwealthSt. Matthews Branch · Louisville · KY · 40207About 3.9 miles awayLibertyLouisville KY - St Matthews Leased Office · Louisville · KY · 40207About 3.9 miles awayLouisville FederalBranch 1 - 1420 Gardiner Lane · Louisville · KY · 40231-8900About 4.4 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Young Community Credit Union

Membership eligibility from Young Community Credit Union's own published criteria. How we verify this.

Membership criteria are published on Young Community Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationJefferson, Pinellas — FL, KY

Verified from Young Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Young Community Credit Union?

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Frequently Asked Questions

What rates does Young Community Credit Union offer?

Young Community Credit Union currently offers vehicle loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Young Community Credit Union rates updated?

RateAPI verifies Young Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Young Community Credit Union's rate data?

Rate data is collected directly from Young Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Young Community Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Young Community Credit Union offers vehicle loans from 6.24% APR.

What is Young Community Credit Union's best CD rate?

As of August 4, 2026, Young Community Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Young Community Credit Union's rates against national credit-union benchmarks.

More Kentucky credit unionsAuto loan rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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